Manager: Data Scientist

South Africa·Johannesburgmid

OtherManager Data Scientist

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Overview

Empowering Africa’s tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise,

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OtherManager Data Scientist

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To provide advice and support in practice formulation and associated best practice improvement tactics; enabling the provision of specialist quantitative analyses expertise. Drive portfolio monitoring frameworks and predictive analytics.

Lead the SME Credit analytics strategy and roadmap
Oversee development and automation of scorecards (application, behavioural, early warning models)
Drive portfolio monitoring frameworks and predictive analytics
Lead risk appetite design and optimisation across SME, Agri, Commercial, and Commercial Asset Finance segments
Engage senior stakeholders across Risk, Credit, and Business Banking
Ensure governance, model performance monitoring, and regulatory alignment
Establishes a data-driven credit operating model
Enhances risk-adjusted returns and portfolio quality
Enables strategic growth aligned to risk appetite
Improves decision-making speed and consistency through automation
Strengthens regulatory compliance and governance frameworks

Postgraduate degree in Data Science, Statistics, Mathematics, Actuarial Science, or related field
8–12+ years’ experience in credit risk analytics/data science
Proven experience in banking/financial services (preferably SME or retail credit)
Strong leadership and stakeholder management skills
Expertise in modelling techniques (logistic regression, machine learning, forecasting)
Experience in deploying analytics into production environments