Pension Internal Control, Principal

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

Pension AML Control, Risk Advisory & Governance

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  Act as the Pension AML subject matter expert, providing judgement on complex and emerging AML risks, influencing control design and standards, and advising senior stakeholders on pension‑specific AML implications;

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  Implement and oversee AML controls for MPF/ORSO, and Macau Pensions, ensuring compliance with applicable regulatory requirements, internal policies, and group standards;

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  Review and enhance the Pension business AML frameworks, policies, procedures, and controls to strengthen risk coverage while improving operational efficiency;

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  Manage and approve pension-related high-risk transactions in close coordination with Compliance, ensuring appropriate escalation, documentation, and decision-making in accordance with applicable regulatory requirements, internal policies, and group standards;

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  Liaise with different stakeholders to gather and consolidate data for completing AML Institutional Risk Assessments for the Pension businesses;

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  Ensure accuracy, consistency, and traceability of data inputs, and support Compliance in interpreting pension-specific AML risks and control effectiveness;

System, Platform & Change Management (eMPF & AML Systems)

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  Serve as the key contact point with the eMPF Platform on AML matters, overseeing day-to-day interactions, service quality, issue resolution, and governance;

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  Coordinate system change requests, enhancements, and defect remediation with vendors, IT, and internal stakeholders;

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  Lead system enhancement initiatives and AML-related projects, partnering with internal Project teams, IT and Compliance to deliver agreed outcomes within scope, timeline, and budget;

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  Support and lead User Acceptance Testing (UAT) activities, including test planning, execution, issue tracking, and sign-off to ensure solutions meet business and regulatory needs;

• Support regulatory inspections and internal compliance/audit reviews by preparing documentation, management responses, and progress reporting;

• Follow up on Compliance reviews, regulatory examinations, and Audit findings, ensuring timely and effective remediation plan;

• Oversee AML checking quality and performance of offshore teams, ensuring adherence to policies, procedures, and service level agreements;

• Implement quality assurance measures, performance metrics, and continuous improvement initiatives to enhance consistency and accuracy;

• Prepare management and governance reports on Pension AML‑related issues, risks and trends

People Management & Ad hoc Support

• Coach, develop, and performance-manage both onshore and offshore team members, fostering a strong risk culture and accountability;

• Support ad‑hoc projects and duties as assigned by supervisor from time to time.

• Bachelor’s degree in Business, Finance, Risk and Compliance, or a related discipline

• Minimum 10–12 years of relevant experience in pension operations/governance, AML / financial crime, operations risk, or related functions, with proven people management experience

• Experience on eMPF transition is an advantage

• Solid knowledge of Hong Kong MPF, ORSO, Macau Pensions and pension-related regulatory requirements

• Strong understanding of AML frameworks, high-risk transaction handling, and regulatory expectations

• Hands-on experience working with system vendors and IT teams, and leading projects

• Strong analytical, problem-solving, and process improvement skills

• Excellent stakeholder management and communication skills

• Demonstrated leadership capability with a coaching and development mindset

• Strong attention to detail and ability to operate effectively in a regulated, fast-paced environment

• Good PC skills

• Proficient in both spoken and written Chinese and English

• You are required to obtain relevant license if your job involves in regulated activities

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

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