Director of Compliance - BSA Officer

Founded in 2018, Bakkt, Inc. is a regulated financial technology company building infrastructure for the future of finance. Bakkt's platform serves financial institutions, fintechs, and consumer finance products — providing the compliance, security, and scale required to deliver trusted financial services at a global level. Through its core business pillars, Bakkt powers institutional-grade trading capabilities, AI-enabled programmable finance, and cross-border payment infrastructure.

As the Director of Compliance – BSA Officer, you will be responsible for leading and evolving our Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) programs. You will be the primary point of contact for BSA/AML matters, responsible for managing a sophisticated program that spans crypto buy/sell, international money remittance, neo-bank activity and stablecoin payment rails. This is a role for someone who is autonomous and can architect strategy while being willing to dig into the data and resolve complex audit and exam findings. 

• →Assume full responsibility for Bakkt’s BSA/AML and OFAC programs, ensuring they meet the highest standards of the Bank Secrecy Act and global regulatory expectations. 
• →Act as the primary architect for compliance with NYDFS Part 504, ensuring robust transaction monitoring, filtering, and annual certifications. 
• →Lead the resolution of previous exam and audit findings, ensuring processes are designed and implemented to prevent issue recurrence. 
• →Integrate Artificial Intelligence and machine learning tools into all aspects of the program. 
• →Provide tactical compliance guidance on high-growth areas, including stablecoin payments, neo-banking features, and international remittance corridors. 
• →Present clear, data-driven reports to the Board and senior leadership regarding the health of the program and the evolving risk landscape.  

• 10+ years in BSA/AML leadership, specifically in FinTech, Neo-banking, and/or the Crypto/Digital Asset space, with at least 4 years in a leadership role. 
• Bachelor’s degree or equivalent experience. 
• CAMS certified. 
• Proven track record of managing successful regulatory examinations. 
• Experience in a fast-paced, high-growth environment where ambiguity is common. 
• Strong background regulatory and compliance concepts, practices, and procedures to effectively manage compliance issues to achieve defined outcomes and desired results.  
• Mature communication skills, both oral and written, with the ability to concisely communicate status, key issues, and resolutions in manners appropriate to the audience.  

Bakkt is devoted to having diversity in its workforce and is proud to be an equal opportunity employer. Bakkt does not make any employment decisions based on race, color, religion, sex, national origin, veteran status, disability, age, sexual orientation, gender identity or any other characteristic protected by law. Must successfully pass a post-offer background check and drug screen.