Binance
Binance7mo ago

Payment Product Manager (Clearing & Settlement)

Hong KongHong KongRemoteFull-time: Remotemid
Product ManagementProduct Manager
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Quick Summary

Overview

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users.

Technical Tools
Product ManagementProduct Manager
Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
  • Responsible for the product design and iteration of the company's payment middle platform, order system, and clearing module in Europe and Latin America, serving as the main person in charge of the company's core payment infrastructure product line.
  • Drive the product development roadmap, and execution for the global fiat payment platform, focusing on backend capabilities.
  • Lead the design of the full lifecycle management system for orders: order creation, status transition, timeout handling, and reconciliation closed loop.
  • Design the clearing system: T+0/T+1 settlement schemes, multi-currency reconciliation rules, error handling, and fund verification.
  • Recommend integration strategy for global payment channels (PSPs, bank rails, local payment methods), ensuring scalable and standardized integration frameworks.
  • Build and optimize core system modules, including transaction lifecycle management, success rate optimization, latency reduction, and failure handling.
  • Partner with engineering, risk, compliance, and finance teams to design robust systems for settlement, reconciliation, and fund flow management.
  • Drive platform-level improvements to support global scalability, including multi-region architecture, localization frameworks, and system abstraction.
  • Define and monitor key system metrics (e.g., success rate, latency, reliability), and drive continuous optimization through data and experimentation.
  • Collaborate with internal product teams (e.g., wallet, account, growth infrastructure) to ensure seamless integration of payment capabilities across the ecosystem.
  • Act as a strong individual contributor, proactively identifying system gaps and driving end-to-end execution in a complex environment.
  • 6–10+ years of product management experience, preferably in payments, fintech, or platform/infrastructure products.
  • Strong experience in payment systems such as payment orchestration, transaction platforms, or cashier/back-end payment systems.
  • Deep understanding of payment lifecycle, including routing, retries, success rate optimization, and failure handling.
  • Familiarity with backend system design and APIs; comfortable working closely with engineering teams on system architecture.
  • Strong analytical and data-driven mindset, with experience using metrics to guide product decisions.
  • Proven ability to manage complex, cross-functional projects in a global or multi-region environment.
  • Strong ownership, structured thinking, and ability to operate independently in a fast-paced environment.
    •  
  • Experience with global payment methods and bank rails (e.g. ACH, SEPA, FPS, PIX, UPI) or large-scale PSP integrations.
  • Understanding of settlement, reconciliation, ledger systems, or fund flow design.
  • Familiar with settlement models (gross/net), T+N clearing cycles, and foreign exchange processing logic.
  • Experience in transaction platforms, wallet systems, or payment infrastructure.
  • Exposure to Web3 / crypto / exchange products, or strong interest in the space.
  • Experience working on high-throughput, high-reliability backend systems.
    • Why Binance
    • Shape the future with the world’s leading blockchain ecosystem
    • Collaborate with world-class talent in a user-centric global organization with a flat structure
    • Tackle unique, fast-paced projects with autonomy in an innovative environment
    • Thrive in a results-driven workplace with opportunities for career growth and continuous learning
    • Competitive salary and company benefits
    • Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)

    Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
    By submitting a job application, you confirm that you have read and agree to our Candidate Privacy Notice.

    Location & Eligibility

    Where is the job
    Hong Kong
    Remote within one country
    Who can apply
    HK

    Listing Details

    Posted
    November 12, 2025
    First seen
    May 20, 2026
    Last seen
    June 13, 2026

    Posting Health

    Days active
    23
    Repost count
    0
    Trust Level
    39%
    Scored at
    June 13, 2026

    Signal breakdown

    freshnesssource trustcontent trustemployer trust
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    Binance
    Binance
    lever

    Trade Bitcoin, BNB, and hundreds of other cryptocurrencies in minutes.

    Employees
    3k+
    Founded
    2017
    Domain
    binance.com
    Jobs
    View 377 jobs
    View company profile

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    BinancePayment Product Manager (Clearing & Settlement)
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