Capital on Tap
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Senior Software Engineer

Software EngineerSoftware Engineering
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Quick Summary

Overview

We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose,

Technical Tools
Software EngineerSoftware Engineering

We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

🏡🏢The role starts out remote. Once we establish an office, it will move to a hybrid set-up of two days a week on site.

We're looking for Senior Software Engineers to help us build the products that small businesses across the US and UK rely on every day. You'll work across cross-functional teams alongside Product Managers, QA Engineers, and fellow Software Engineers, owning problems end to end, from the first line of code through to production, monitoring, and continuous improvement.

This isn't a role for someone who wants to be handed a ticket and told what to build. We're looking for engineers who understand the problem, challenge the approach when it needs it, and take pride in the quality of what they ship. We only build what the customer wants.

Responsibilities

~1 min read

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

  • 90% Healthcare Premium paid by New Wave Card, LP
  • 401k Match - 100% Match to 3% and 50% to 5%
  • 25 Days PTO
  • 5 Days Sick Pay
  • $1,200 Learning & Wellbeing Budget

 

Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Location & Eligibility

Where is the job
United States
On-site within the country
Who can apply
US

Listing Details

Posted
September 17, 2026
First seen
September 17, 2026
Last seen
September 18, 2026

Posting Health

Days active
0
Repost count
0
Trust Level
60%
Scored at
September 17, 2026

Signal breakdown

freshnesssource trustcontent trustemployer trust
Capital on Tap
Capital on Tap
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Capital on TapSenior Software Engineer