Finance Associate

JOB SUMMARY The Finance Associate will support the Finance Manager in managing the company’s financial operations, with a strong focus on accounting accuracy, reconciliation, settlements, and financial reporting within a payments / fintech environment. The role requires hands-on involvement in transaction processing, multi-account reconciliation, financial analysis, and compliance support, while contributing to budgeting, forecasting, and decision-making processes. KEY RESPONSIBILITIES 1. Financial Reporting & Analysis • Prepare monthly management accounts, financial statements, and supporting schedules. • Assist in analysing financial performance, identifying trends, variances, and risks. • Support budgeting, forecasting, and financial planning activities. • Prepare finance reports and dashboards for internal management review. 2. Accounting & Reconciliation Operations • Maintain accurate general ledger records in accordance with accounting standards and company policies. • Perform daily, weekly, and monthly reconciliation of bank, settlement, and escrow accounts. • Reconcile payment channels including mobile money, bank transfers, card processors, and PSP partners. • Support month-end and year-end closing processes. • Ensure correct revenue recognition for transaction fees, MDR, FX margins, and other income streams. • Monitor accounts payable and receivable to ensure accuracy and timeliness. 3. Settlements, Treasury & Financial Controls Support • Support merchant and partner settlement processes, ensuring accuracy and timely execution. • Assist in monitoring cash flow, liquidity, and working capital requirements. • Support implementation and monitoring of financial controls to safeguard company and client funds. • Track and report multi-currency balances and exposures. 4. Compliance, Audit & Governance • Support internal and external audits by preparing required schedules and documentation. • Ensure compliance with statutory, tax, and regulatory reporting requirements. • Maintain proper documentation, records, and audit trails for all financial transactions. • Support regulator, bank, and partner financial reporting requirements. 5. Administrative & Cross-Functional Support • Review and process expense claims and reimbursements in line with company policy. • Maintain accurate financial records, files, and documentation. • Work closely with Operations, Risk, Compliance, and Commercial teams. • Contribute to continuous improvement of finance processes, systems, and controls. Requirements • Bachelor’s degree in Accounting, Finance, or a related field. • CPA (K), ACCA, or equivalent professional qualification is an added advantage. • 3–5 years’ experience in accounting or finance, preferably within payments, fintech, PSP, banking, or financial services. • Strong understanding of accounting principles and financial reporting. • Hands-on experience with reconciliation, settlements, and multi-account environments. • Proficiency in Xero and Microsoft Excel. • High attention to detail and accuracy. • Strong analytical, organizational, and problem-solving skills. • High integrity and discretion when handling confidential financial information. • Ability to work independently and collaboratively across teams. • Proactive, solution-oriented mindset with a focus on continuous improvement.