Analyst, Business Control Testing

We’re hiring an Analyst to join our Business Control Testing (BCT) team within Operations and Member Experience (OMX). In this role, you’ll help ensure our controls are working as intended and that we’re meeting regulatory and internal policy requirements. You’ll test key processes, partner with stakeholders to address gaps, and contribute to how we generate insights from our work. This is a great opportunity to build deep expertise in risk, controls, and operations while working across a wide range of teams.

The base salary offered for this role and level of experience will begin at $83,000.00 and up to $115,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Test key OMX controls to assess adherence to regulatory requirements and internal policies
• Analyze datasets and review documentation to identify anomalies, gaps, or control deficiencies
• Partner with stakeholders to communicate findings and support remediation design and validation
• Contribute to scoping, sampling, and test script development for control reviews
• Clearly document and present testing results in a way that drives action
• Support the evolution of BCT reporting and insight generation capabilities
• Collaborate with team members to execute multiple concurrent control testing reviews

• Because BCT tests across the whole of OMX, you’ll gain broad exposure to key functions, subject matter experts, and leadership across the organization
• Opportunity to help shape BCT’s processes and the implementation of AI tools within control testing and analysis

• 2–5 years of experience in banking or financial services, ideally in control testing, compliance, audit, or risk management
• Working knowledge of consumer financial regulations (e.g., Fair Lending, UDAAP, Reg E, Reg Z, FCRA, FDCPA)
• Experience analyzing complex datasets and reviewing policies/procedures to identify issues
• Strong communication skills, with the ability to clearly explain findings and influence remediation decisions
• Ability to independently own portions of testing reviews, with a path toward leading full reviews
• Collaborative mindset with a focus on learning, teamwork, and inclusivity

• Familiarity with AI tools (e.g., ChatGPT, Gemini, Claude) and their application to control testing or data analysis
• Experience interacting with financial regulators, particularly in the context of testing requirements and results
• Experience writing clear, structured findings that articulate root cause and impact

#LI-MM1 #LI-Onsite

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.