Cred6mo ago

risk analyst

India·Bangalorefull timemid

OtherRisk AnalystData & AI

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Quick Summary

Overview

as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr you will be responsible for building different credit risk policies using different scorecards and models policies include approve/ decline block/unblock pricing limit assignment…

Technical Tools

pythonsegmentsqlforecasting

as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr

you will be responsible for building different credit risk policies using different scorecards and models

policies include approve/ decline block/unblock pricing limit assignment etc

working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies

working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence

constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required

building and publishing portfolio monitoring reports/dashboards with risk matrices on a regular basis and providing key insights

calculate loss provision for the portfolios and provide loss forecasting of future months

provide support with data and insights on risk for lender onboarding lender reviews internal risk committee reviews etc

create product programs and policy documents with subsequent changes and version controls

2-4 years of strong analytical monitoring execution experience in banks/NBFCs/fintechs

proficient in SQL python

prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields like unsecured loans insurance working capital loans etc

have the ability to analyze and solve complicated problems and distil that complexity into simple and concise communication

strong written and verbal communication skills