Lead Product Designer, BNPL (Dave Flex)

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

Dave Flex is the newest addition to our product suite, and we’re hiring a Lead Product Designer to help develop it into a mature offering.

This is a senior individual contributor role with meaningful ownership and influence. You’ll lead design for Dave Flex, taking it from early MVP to a scaled, trusted product for our members, and helping define future products in this space. You’ll work closely with Product, Engineering, Research, and Growth to define what we build and how we build it - connecting day-to-day design decisions to long-term product direction, raising the bar for how design drives outcomes for millions of members.

You won’t have direct reports, but you will lead through influence, clarity, and craft.

• End-to-end design for our new Dave Flex (BNPL), evolving the product from early launch to a mature, high-impact offering.

• New features, improvements, and launches that balance speed, clarity, and member trust

• Product direction in partnership with Product and Engineering, including goals, success metrics, and roadmap decisions

• Thoughtful solutions across user needs, business constraints, and regulatory considerations

• Clear design narratives that help teams make informed trade-offs and move forward with conviction

• Mentorship and guidance for other designers, strengthening craft and collaboration across the team

Your work will directly shape how members engage with the newest Dave product and influence how we expand our broader credit ecosystem over time. The decisions you make will influence member trust, product adoption, and the long-term direction of a core business line.

• 7+ years of product design experience in fintech or other scaled consumer products

• Proven track record of shipping high-impact features or products used by large audiences

• Strong portfolio demonstrating both deep problem-solving and long-term, systems-level thinking

• Experience launching new products or major features, from early stages through iteration

• Deep expertise in mobile-first design

• Strong visual design paired with practical UX judgment

• Fluency in Figma and modern design workflows. Actively pursuing fluency in new AI design tools and workflows.

• Clear, effective communication with cross-functional partners

• Experience designing credit, lending, or financial products with ongoing member relationships

• Exposure to products serving gig workers or non-traditional income earners

• Experience with incorporating AI into design workflows or product experiences

Please note: a portfolio site or link that our Design Team can review is required for your application to be considered

You take responsibility for outcomes, not just deliverables. You help define the problem, pressure-test assumptions, and connect your work to broader product and business goals. You’re comfortable working with ambiguity, especially when exploring new opportunities, and you know when to push for craft and when to ship and learn. You care about building experiences that stand the test of time while still moving the product forward.

You lead through partnership. You bring Product, Engineering, Research, and Growth along with you by being clear in your thinking and open to feedback. You help teams navigate trade-offs without ego, adjust when new data changes direction, and stay focused on building something that genuinely improves members’ financial lives.

You’ll have a wide scope, meaningful autonomy, and real influence over an important new product. We move quickly, learn from data, and iterate often. If you’re excited by big responsibility, collaboration over hierarchy, and design that directly impacts people’s financial lives, this role delivers.

At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual-first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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