Senior Product Manager - Virtual Accounts

Spain·BarcelonaFull Timesenior

Product ManagementSenior Product Manager

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Quick Summary

Requirements Summary

VA issuance API, reconciliation reporting, webhook reliability, dashboard visibility, and fraud controls. Work with Banking Partnerships and Regulatory teams to expand VA coverage to new markets,

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Product ManagementSenior Product Manager

Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

What's the Opportunity?

dLocal is the payments infrastructure powering the world's leading global companies in emerging markets. Our Virtual Accounts product enables enterprise merchants to issue unique, persistent payment identifiers to their own customers across markets creating a scalable, card-free collection channel that works with local banking rails.

As Senior PM for Virtual Accounts, you will own end-to-end the product strategy, roadmap, and execution of one of dLocal's highest-growth product lines. You'll work at the intersection of global enterprise merchant needs and local market banking infrastructure — defining how dLocal's B2B2C merchants issue virtual accounts in countries where traditional card infrastructure is limited or absent. This role has direct commercial impact on dLocal's TPV growth and merchant retention, and will be a key driver of our embedded finance expansion.

Own the global roadmap for the Virtual Accounts product, prioritising features that reduce time-to-market per country, improve merchant self-service, and increase activation rates across dLocal's 40+ markets.

Partner with enterprise merchants (global fintechs, gig platforms, e-commerce, lending companies) to deeply understand their VA use cases — from subscription collection to payroll disbursement — and translate those into product requirements.

Lead cross-functional squads to deliver scalable, production-ready VA features with clear SLAs.

Define and improve the end-to-end merchant experience: VA issuance API, reconciliation reporting, webhook reliability, dashboard visibility, and fraud controls.

Work with Banking Partnerships and Regulatory teams to expand VA coverage to new markets, navigating local banking sponsors, compliance requirements, and technical constraints.

Establish and monitor key product metrics (VA issuance volume, payment conversion rate, reconciliation accuracy, merchant NPS) and use them to drive continuous improvement.

Identify and lead automation opportunities in VA lifecycle management — from provisioning to settlement — reducing manual operational load and error rates.

Collaborate with Sales and Solutions Engineering to position and pitch the VA product to prospective enterprise clients, supporting commercial deals and RFP responses.

5+ years of product management experience, with at least 2 years specifically building or scaling virtual account, banking-as-a-service, or account issuance products in a B2B or B2B2C context.

Deep understanding of local payment rails in emerging markets and how they interact with global merchant platforms.

Proven track record working with enterprise clients and translating complex, ambiguous B2B requirements into clear, scalable product solutions.

Strong technical fluency: comfortable reading API documentation, understanding IPN/webhook flows, and collaborating closely with engineering on architecture decisions without being a blocker.

Experience navigating multi-stakeholder environments — banking partners, compliance, engineering, commercial — and driving alignment across them.

Data-driven and AI mindset: you define success metrics before building, run structured experiments, and make decisions backed by evidence rather than instinct alone.

Automation-oriented: you proactively seek to reduce manual processes, improve operational efficiency, and leverage tooling to scale without proportional headcount growth.

Advanced English is mandatory

What do we offer?

Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:

- Flexibility: we have flexible schedules and we are driven by performance.

- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.

- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.

- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!

- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!

Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.

What happens after you apply?

Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also, you can check out our webpage, Linkedin and Youtube for more about dLocal!