Software Engineer

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

• →Design & implement features robust enough for our large scale.
• →Help with the implementation of new features
• →Create and maintain test automation to enable continuous integration and development velocity.
• →Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services.
• →Leverage a broad skill set and help us implement and learn new technologies quickly.
• →Provide and receive design and implementation evaluations and improve with each iteration.
• →Debug production issues across our services infrastructure and multiple levels of our stack.
• →Think about distributed systems & services and care passionately about producing high-quality code.

• 1+ years of development experience in Software Engineering
• Bachelor’s, Master’s, or PhD in Computer Science, Computer Engineering, or a related technical discipline, or equivalent industry experience.
• Proficient in at least one modern programming language such as C#, Kotlin, Java, Python, Go, and Scala.
• Hands-on experience working with various databases (DynamoDB, MySQL, ElasticSearch) and data pipeline technologies.
• Experienced in developing and executing functional and integration tests.
• Excellent written and verbal communication skills.
• Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) to improve engineering productivity.
• Experience in payments/fintech is a plus.