Staff Software Engineer (Money Platform)

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

We’re looking for a Staff Backend Engineer to join the Money Platform team at EarnIn. This team consolidates all financial components into a centralized system that supports multiple products. You'll work cross-functionally with global teams to build secure, scalable services that enable fast, compliant, and reliable financial operations.

This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location.

• →Design and implement scalable, high-quality backend features and REST APIs
• →Drive end-to-end execution of complex initiatives, from design to production
• →Maintain and extend test automation to support CI/CD
• →Mentor engineers and provide guidance through code and architecture reviews
• →Collaborate with cross-functional teams (Product, Design, Data Science, Marketing)
• →Debug and resolve production issues across services and infrastructure
• →Continuously adopt and evaluate new technologies for business impact
• →Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus

• 7+ years in backend development, with experience in a tech lead role
• Bachelor’s/Master’s/PhD in Computer Science or related field, or equivalent experience
• Proficient in C#, Kotlin, or Java
• Strong experience architecting and optimizing complex, data-driven systems
• Proven ability to lead technical strategy, mentor engineers, and drive delivery
• Excellent communication skills across distributed teams
• Fintech/payments domain experience is a plus
• Experience building scalable, cross-functional payment systems is highly valued

#LI-Hybrid