Actuary – Product Development

At Fetch, we’re dedicated to helping pets live their healthiest and happiest lives. Our comprehensive insurance coverage is designed with modern pet parents in mind, and we’re proud to support the veterinary, shelter, and breeder communities. We believe in ensuring pets receive the best care possible and are committed to making that vision a reality every day.

Fetch is a high-growth Warburg Pincus portfolio company with an expanding team of over 350 pet-loving employees working together to shape the future of pet health and wellness.

The pet insurance industry is more important than ever, offering peace of mind and financial protection for pet owners. The sector is expanding quickly, fueled by growing awareness of the need for accessible, high-quality veterinary care. With advances in veterinary medicine, pets now have access to the most effective treatments available, making pet insurance an essential component of modern pet care.

We are looking for a Product Development Actuary to develop pricing and actuarial support for new pet insurance product launches and existing product refinements.  The teammate will report to the Chief Actuary. 

In this highly visible role, you will evaluate the pros and cons of various product proposals from a pricing and risk management perspective actively shaping the organization’s future. You will frequently engage in creative problem-solving, pricing coverages that may have never been offered before. We are a small, close-knit, collaborative actuarial team; while this role primarily focuses on product development, you will wear multiple hats and tackle ad hoc actuarial work to support the team as needed.

Location

Remote (U.S.)

Primary Responsibilities: 

• →Product Pricing: Drive the pricing and actuarial support for new product development and existing product enhancements
• →Evaluate Proposals: Analyze product design proposals to determine pricing viability, risk management, competitive positioning, and customer value
• →Market Analysis: Stay highly informed on competitor filings to understand how our products and pricing stand relative to the market
• →Data Analysis & Modeling: Write advanced SQL queries to pull from large, detailed medical bill databases for rigorous product pricing
• →Regulatory Compliance: Ensure product pricing/rating complies with state-level requirements and propose alternative designs to navigate tougher regulatory environments
• →Cross-Functional Collaboration: Operate seamlessly with product, underwriting, marketing, BI, and IT teams in the design and launch of new products.  Communicate complex actuarial concepts to a non-actuarial audience
• →Innovate: Propose creative ways to price innovative coverage concepts and ideas

• ACAS/ASA (or FCAS/FSA) Designation Minimum
• At least 4 years of experience in an actuarial role in P&C and/or Health
• At least 2 years of experience in an actuarial pricing or product development role
• Creative and able to come up with reasonable pricing assumptions even when there is not direct data to price a brand-new coverage
• Excels in a cross functional environment working with marketing, product, IT, finance, and underwriting in designing and launching new products
• Comfortable in listening to and balancing needs across multiple stakeholders balancing pricing accuracy with customer experience and marketability
• Intermediate knowledge of SQL
• Intermediate knowledge of either R or Python
• Intermediate knowledge of Excel
• Experience performing competitor filing research in SERFF
• Comfortable or willingness to learn how to work with AI assisted coding tools, such as, Claude, GitHub, Copilot, or Gemini
• Able to anticipate needs, innovate and flourish in a high-volume, fast paced environment

At Fetch, your personal information and online safety are paramount. Please be aware that only Fetch Recruiters and Hiring Managers will contact you regarding your application or background. All official communications from Fetch employees will originate from a fetchpet.com email address. You will never be asked for payments, financial details, or sensitive information like social security numbers by our Recruiters or Hiring Managers.

We’re committed to building a workplace that reflects the diversity of pet parents everywhere—hiring and developing individuals from all backgrounds and experiences to strengthen our inclusive, collaborative culture. We welcome applications from all qualified candidates regardless of race, color, religion, national origin, sex, gender, age, marital status, appearance, sexual orientation, gender identity or expression, family responsibilities, disability, medical condition, student status, political affiliation, military or veteran status, citizenship, genetic information, or any other status protected by law. Fetch will provide reasonable accommodations for individuals with disabilities throughout the hiring process. 

If you need assistance or an accommodation to apply, please contact us at people@fetchpet.com

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