Portfolio Risk Manager - Financial Services

Indonesia·Jakartamid

OtherFinancial Services

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Quick Summary

Overview

Lentera Inspirasi Pembiayaan (LIP), an entity of Flip, is building the fairest and most customer centric multi-finance platform in Indonesia. We are seeking a highly skilled Portfolio Risk Management Manager to lead our portfolio risk management function.

Requirements Summary

Bachelor’s degree in Finance, Risk Management, Economics, or related fields; Master’s degree or professional certifications (e.g., FRM) are preferred.

Technical Tools

forecasting

Lentera Inspirasi Pembiayaan (LIP), an entity of Flip, is building the fairest and most customer centric multi-finance platform in Indonesia.

We are seeking a highly skilled Portfolio Risk Management Manager to lead our portfolio risk management function. This role involves forecasting loss, managing provisions, defining credit risk appetite, implementing risk-based pricing, and overseeing risk budgeting. The ideal candidate will have extensive experience in portfolio risk management within the financial services industry and a strong track record of developing and executing risk strategies.

Responsibilities

~2 min read

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Develop and implement comprehensive portfolio risk management strategies, including loss forecasting, provision management, and risk-based pricing.
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Define and monitor the company's credit risk appetite, ensuring alignment with overall business objectives and market conditions.
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Oversee the risk budgeting process, ensuring adequate capital allocation and risk mitigation strategies.
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Conduct detailed loss forecasting and analyze portfolio performance to identify potential risks and areas for improvement.
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Collaborate with product, finance, and operations teams to develop and refine risk-based pricing models and strategies.
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Monitor and report on portfolio risk metrics, providing insights and recommendations to senior management.
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Ensure compliance with regulatory requirements related to portfolio risk management and reporting.
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Lead and mentor a team of portfolio risk professionals, fostering a culture of proactive risk management and continuous improvement.
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Stay informed about industry trends, regulatory changes, and emerging risk factors to adapt strategies accordingly.

What you'll need

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Bachelor’s degree in Finance, Risk Management, Economics, or related fields; Master’s degree or professional certifications (e.g., FRM) are preferred.
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5-7 years of experience in portfolio risk management, with a strong understanding of loss forecasting, credit risk appetite, and risk-based pricing.
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Proven track record in developing and implementing portfolio risk strategies and managing risk budgeting.
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Strong analytical skills, with the ability to interpret complex data and provide actionable insights.
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Excellent communication and presentation skills, with the ability to convey risk-related information to senior stakeholders.
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Experience in managing and leading a team of risk professionals, with a focus on performance and development.