Software Development Engineer III - Payment Intelligence
Quick Summary
About us GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit,
GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday.
We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific.
The technical challenges of building GoCardless span from simplifying building banking schemes to optimising the time to render the dashboard.
You will enjoy being a software engineer at GoCardless if:
- You’re looking to champion a great engineering culture within GC and in the wider engineering community;
- You enjoy collaborating and learning from people from various backgrounds and experiences;
- You want to feel proud of the work you’re doing and its impact on real customers.
Our engineers contribute to the engineering culture within and outside of GoCardless: they contribute to Open Source Software projects (see our Github), and share learnings in post-mortems, conferences and on our blog.
Our technologies: We endeavour to build simple, reliable systems and we believe in using the best technologies for each task. Technologies we use across GoCardless include: Ruby on Rails, Golang, Python, JavaScript, TypeScript, React, Postgres, BigQuery, Kubernetes, Elasticsearch, Prometheus, Google Cloud (GCP).
You’re not expected to have expertise in all these technologies. Members of our team have picked up the tools once they’ve started working with the team. If you’re unsure, please apply.
Our mission as the Payment Intelligence team is to augment our bank payments product with intelligent data products that differentiate our offering and increase our win rates.
Our focus areas are our existing products, Success+ and Protect+. This means creating market-leading payment recovery rates and fraud prevention products.
Projects in the pipeline that align to these focus areas are:
- Improve payment recovery rates for failed Account to Account payments.
- Enhance the value proposition of our Payment Intelligence products for our merchants.
- Lead growth initiatives to increase the adoption of Success+ and Protect+
What We Offer
~1 min readNeurodiverse — 9%
LGBTQIA+ — 9%
Disabled — 1%
Average age — 33
Female — 45%
Male — 55%
We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support.
If you want to learn more, you can read about our Employee Resource Groups and objectives here
Sustainability
We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. Check out our sustainability action plan here.
Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.
Location & Eligibility
Listing Details
- Posted
- July 13, 2026
- First seen
- July 13, 2026
- Last seen
- August 14, 2026
Posting Health
- Days active
- 0
- Repost count
- 0
- Trust Level
- 67%
- Scored at
- July 13, 2026
Signal breakdown

GoCardless is on a mission to take the pain out of getting paid for businesses with recurring revenue.
View company profilePlease let GoCardless know you found this job on Jobera.
4 other jobs at GoCardless
View all →Explore open roles at GoCardless.
Similar Software Development Engineer jobs
View all →Browse Similar Jobs
Stay ahead of the market
Get the latest job openings, salary trends, and hiring insights delivered to your inbox every week.
No spam. Unsubscribe at any time.