Grid
Grid20d ago
USD 70000–100000/yr

Financial Operations Analyst

United StatesUnited States·SeattleFull Timemid
OtherOperations AnalystFinancial Operations AnalystData & AI
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Quick Summary

Overview

About Grid Today’s financial system is built to favor those with money.

Technical Tools
OtherOperations AnalystFinancial Operations AnalystData & AI
Today’s financial system is built to favor those with money. Grid’s mission is to level that playing field by building financial products that help users better manage their financial future. The Grid app lets users access cash, build credit, spend money, optimize their taxes, and lots, lots more.
 
Grid is a fast-growing team that’s deeply passionate about making a difference in the lives of millions. We’re solving huge problems and believe that every team member has a big role to play. Come join our growing team in our brand new Seattle office!

We are hiring our first dedicated Financial Operations professional. You will own reconciliation from day one, building the processes, controls, and tooling that ensure every dollar moving through our platform is accounted for. From there, you will expand into payment operations, treasury, collections, disputes, and financial reporting as the company scales.

This role is equal parts hands-on executor and process builder. You will not inherit a playbook. You will write it. The right person is a seasoned individual contributor who is energized by ownership, comfortable operating without a team beneath them, and ready to grow with the function.

We're focused on serving our users above all else all while building a robust business. To this end, Grid's team members experience high levels of autonomy and ownership, and as a company we value curiosity, learning and growth.
 
At Grid, you'll be surrounded by a team that is motivated, mission-driven and pragmatic.
  • Reconcile internal ledger records against payment processor statements, bank partner records, and ACH processor reports on a daily and monthly basis
  • Identify, investigate, and resolve breaks across disbursement and repayment flows, including ACH and card
  • Build scalable reconciliation processes and controls, including documentation, exception workflows, and tooling
  • Partner with Engineering to ensure transaction data integrity and support ledger design decisions
  • Monitor outbound disbursement and inbound repayment volumes, success rates, and failure trends across all payment rails
  • Own exception handling for failed, reversed, or disputed transactions
  • Serve as the day-to-day operational point of contact with payment processors and our bank partner
  • Support network compliance monitoring, track fines or penalties, and coordinate on escalations with external partners
  • Monitor the automated repayment lifecycle and flag exceptions that require manual intervention
  • Track and manage charge-off processes
  • Coordinate with third-party collection partners as needed
  • Work with Engineering and Risk to improve repayment success rates over time
  • Manage the end-to-end process for Reg E dispute obligations, including intake, investigation, and resolution within regulatory timelines
  • Handle ACH unauthorized return defense and card network chargebacks
  • Maintain documentation and reporting to support audit and compliance requirements
  • Track and manage the daily cash position across funding accounts
  • Monitor reserve obligations and funding account balances
  • Contribute to liquidity forecasting as advance volume grows
  • Support future credit facility draws and related reporting as the capital structure evolves
  • Support month-end close processes and general ledger maintenance
  • Contribute to financial reporting for bank partners, investors, and the board of directors
  • Assist with revenue recognition and loss provisioning (CECL) as the accounting function matures
  • Serve as the primary operational contact for key vendors and partners, including our bank partner, payment processors, ACH provider, identity verification provider, and bank linking provider
  • Manage day-to-day relationship logistics, including issue escalation, reporting requirements, and contract obligations
  • Coordinate across vendors when transaction issues span multiple providers
  • 3 to 5 years in financial operations, payments operations, or accounting at a fintech, bank, or payments company
  • Hands-on experience reconciling high-volume transaction data across multiple payment rails
  • Familiarity with consumer lending or cash advance products is a strong plus
  • Experience working directly with payment processors, ACH networks, and bank partners
  • Exposure to consumer dispute handling (Reg E, chargebacks, unauthorized returns) is a plus
  • Strong command of Excel and Google Sheets, with comfort querying data in SQL as a significant plus
  • Ability to independently investigate discrepancies and see them through to resolution
  • Process-builder mindset. You are not just comfortable with ambiguity, you thrive when handed a blank page
  • Clear communicator who can translate operational issues into crisp summaries for finance and leadership stakeholders
  • You take ownership seriously. If something is broken, you fix it and then figure out how to prevent it from breaking again
  • You are comfortable being the only person in the room with your domain expertise and can make sound judgment calls independently
  • Startup experience or demonstrated comfort in resource-constrained, high-growth environments
  • You will be the founding voice of financial operations. Decisions you make in the first 90 days will shape how we run for years
  • Direct exposure to leadership and meaningful influence over systems, vendors, and processes
  • Competitive salary, equity, and benefits
  • Location & Eligibility

    Where is the job
    Seattle, United States
    On-site at the office
    Who can apply
    US
    Listed under
    United States

    Listing Details

    Posted
    April 7, 2026
    First seen
    April 7, 2026
    Last seen
    April 27, 2026

    Posting Health

    Days active
    20
    Repost count
    0
    Trust Level
    47%
    Scored at
    April 27, 2026

    Signal breakdown

    freshnesssource trustcontent trustemployer trust
    Grid
    Grid
    lever

    GRID is a data platform for the game industry, enabling the extraction, management, monetization, and distribution of in-game data assets with a mission to unlock its potential for everyone.

    Employees
    125
    Founded
    2018
    Domain
    grid.gg
    View company profile
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    GridFinancial Operations AnalystUSD 70000–100000