MORTGAGE LOAN OFFICER I

The Mortgage Loan Officer (MLO) initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate transactions.

1.       High school diploma or equivalent with a minimal of 3 years of mortgage lending experience to include secondary market experience or a minimum of 5 years of banking experience.

2.       NMLS number is required

3.       Ability to understand, interpret, and adhere to regulatory and risk management requirements.

4.       Proficient in creating and maintaining organized and professional reporting documents.

5.       Strong analytical, organizational, and communication skills.

6.       Strong oral and written communication skills.

7.       Self-efficient and self-motivated person who is resourceful in completing tasks accurately and timely.

PHYSICAL DEMANDS… The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand; walk and sit. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision and distance vision. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements