Insurance Inspector - Level 1

Insurance Inspector – Level 1

Reports To: VP of Loss Prevention
Job Type: Full-Time
Salary Range: $48,800 – $73,200 annually

Position Overview

HTM Insurance is seeking a detail-oriented and customer-focused Inspector – Level 1 to join our Loss Prevention team. This role is responsible for conducting inspections for policyholders, identifying risks, recommending improvements, and helping prevent future claims. The Inspector also serves as a key representative of HTM with policyholders and brokers.

Key Responsibilities

Inspections & Risk Assessment

• Conduct inspections for new and existing business within required timelines
• Perform interior and exterior inspections of dwellings and outbuildings
• Assess roofs, electrical systems, plumbing, heating systems, yard conditions, and life safety concerns
• Discuss findings and recommendations with policyholders
• Take photographs and document inspection findings
• Complete rush inspections and follow-ups as required
• Communicate significant concerns to Underwriting
• Utilize company tools including infrared cameras, laser measures, and drones

Reporting & Documentation

• Prepare inspection summary reports and building valuations
• Document deficiencies and required corrective actions
• Complete MIRA reports and related documentation
• Identify and communicate risk improvement recommendations

Relationship Management

• Build and maintain positive relationships with brokers and policyholders
• Attend meetings, industry events, and networking opportunities as required

Qualifications

Required

• Minimum 5 years of experience in construction, trades, building inspection, or property/farm insurance
• Knowledge of building construction, fire prevention, electrical systems, and building codes
• Strong communication, organizational, and analytical skills
• Ability to work independently and manage multiple priorities
• Valid driver’s license and access to a vehicle
• WETT Certification or willingness to obtain

Preferred

• College diploma in a related field
• CIP courses or insurance industry experience
• Electrical training or drone certification

Why Join HTM Insurance?

HTM Insurance offers a collaborative and supportive workplace where employees contribute to exceptional service for policyholders and business partners. We value professionalism, teamwork, and community involvement.

Inclusion & Accessibility

HTM Insurance is an equal opportunity employer committed to diversity, inclusion, and accessibility. Accommodations are available throughout the recruitment process in accordance with AODA.