Non-Financial Risk Control Specialist

Inbank is a financial technology company with an EU banking license that connects merchants, consumers, and financial institutions on its next-generation embedded finance platform. Our financing solutions are embedded seamlessly into the shopping journey of 6,000+ retailers. This helps our merchant partners grow their businesses, while end customers benefit from a frictionless shopping experience wherever they are. With a focus on innovation and growth, we are looking for talented people to join our team of 440+ working across our offices in Estonia, Latvia, Lithuania, Poland, and the Czech Republic.

We are looking for a curious and motivated Non-Financial Risk Control Specialist to join our Risk Control team in Tallinn. In this role, you will be a key player in ensuring that our operational risk management and internal controls scale safely with our international growth. Working within the second line of defence, you will act as a trusted advisor, collaborating closely with business, product, and technology teams across the Group.

• Process & Control Assessment: Evaluate business processes and new initiatives, helping teams proactively identify operational and ICT risks, and mapping out controls to ensure that risks remain at an acceptable level.
• Incident management: Drive root cause analyses for operational risk incidents, align on corrective measures with stakeholders, and ensure lessons learned are implemented.
• Advisory & Partnership: Act as a go-to non-financial risk partner for internal projects. You will help teams build good risk practices into their workflows while supporting our agile, test-and-learn culture.
• Monitoring & Reporting: Track key metrics, analyze operational and ICT risk data to identify emerging trends, and prepare insightful reports for internal and external stakeholders.
• Culture & Governance: Champion a strong risk awareness culture across the company, and support the continuous improvement of our internal procedures.

• Experience: 2+ years in auditing, internal control, risk management, or compliance.
• Problem-Solving Mindset: You have a keen eye for detail, intellectual curiosity, and a proactive approach to identifying inefficiencies and finding solutions.
• Stakeholder Management: You build mutually trusted relationships easily. You can confidently navigate discussions with different teams, providing challenge, support, and oversight when necessary.
• Communication: Excellent English skills. You can translate complex data and regulatory requirements into clear, actionable insights for both technical and non-technical audiences.
• Technical Proficiency: Strong data analysis skills using MS Office (especially Excel); experience with SQL or BI tools is a great bonus.

• A competitive salary tailored to your experience, along with a comprehensive benefits package.
• Wellbeing support through sports compensation or additional health insurance to help you stay active and healthy.
• Extra vacation days after your third year, giving you more time to rest and recharge.
• A 6-week paid sabbatical after four years, recognising strong performance and long-term contribution.
• A dynamic and inspiring work environment where you’re encouraged to grow and take ownership of your work.
• Flexibility through a hybrid and autonomous way of working, built on trust and accountability.
• The opportunity to collaborate with talented international colleagues across multiple markets.
• Regular team events and additional perks that make work more enjoyable and help celebrate successes together.

Apply, and our recruitment team will be in touch. If you’re unsure but curious, apply anyway - we’re happy to explore together.