Senior Compliance Analyst

Our Risk & Compliance team is hiring for a Senior Compliance Analyst who is curious, ambitious, and wants to build compliance infrastructure that scales. The Compliance team manages KYC/KYB onboarding, CDD/EDD reviews, OFAC screenings, and bank partner deliverables across multiple sponsor bank relationships. We’re an AI forward team actively automating compliance workflows, and this person will play a direct role in shaping how that work evolves. You’ll work alongside business facing, revenue generating teams and have a direct impact on the customer experience for some of Lithic’s largest enterprise clients. This is not a back office seat, Risk & Compliance at Lithic is a growth function.

You will own compliance execution and quality across Lithic's CIP, KYB, and CDD/EDD programs, while contributing to the AI-assisted workflow infrastructure that makes that work scalable and defensible.

Core responsibilities include:

• →Own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs
• →Perform quality assurance on AI-assisted onboarding decisions and document reasoning in a format that holds up to bank partner and regulatory scrutiny
• →Identify process gaps and propose improvements
• →Support bank partner deliverables across Lithic's sponsor bank relationships
• →Contribute to AML/BSA compliance & Regulatory compliance testing and oversight activities
• →Work with Product and Engineering when new features touch compliance
• →Contribute to Lithic's long-term compliance strategy by helping build infrastructure that scales

• 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment, and a direct CIP background required
• Self-starter who can work independently while knowing when to escalate and collaborate
• Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners
• Direct experience with KYC/KYB tools
• Exceptional organizational skills and ability to create structure where none exists
• Strong written and verbal communication
• Solid grasp of the regulatory framework governing financial products (Reg E, Reg Z, and USA PATRIOT Act, etc)
• CAMS certified or actively working toward it

• Experience in compliance QA or program testing
• Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar)
• Experience with state money transmission license (MTL) requirements, including application processes, state examiner relationships, and ongoing compliance obligations
• Experience in card issuing, payments, or fintech with exposure to sponsor bank relationships and regulatory requirements

Base Salary: $86,000 - $140,000

This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.