Risk and Compliance Manager

Reporting to and supporting the Senior Compliance Manager, the Risk and Compliance Manager will assist with Marqeta's comprehensive consumer compliance program, including UDAP/UDAAP, marketing compliance, and Compliance advisory support across various consumer protection regulations.

The ideal candidate will be someone who is enthusiastic, flexible, detail-oriented, a strategic thinker, passionate about creative problem solving, is exceptional at working cross-functionally, and thrives in a fast-paced, dynamic environment with many challenges and opportunities.

• Drive and manage formal review process for external customer marketing content and campaigns including advertisements, promotional content, digital media, social media and product information, to ensure compliance with legal and regulatory requirements, including UDAP/UDAAP, and FTC advertising rules
• Coordinate with Legal, Marketing, and other departments to obtain necessary approvals and feedback
• Provide compliance advisory support to Product, Marketing, Legal, Sales, and other departments throughout product and campaign lifecycles
• Provide comprehensive understanding of relevant consumer finance regulations (including Reg Z, V, DD, CC, B, E, etc.), industry standards, and internal policies across US and Canada.
• Monitor and assess external industry trends and regulatory environment to help shape Marqeta's compliance strategy
• Assist with regulatory responses and compliance advisory duties, as needed
• Maintain awareness of compliance risks associated with client-specific product constructs
• Assist with other compliance advisory duties, as needed. 
• Maintain strong relationships and coordinated efforts directly with Banking partners and Marqeta customers. 

• 5+ years of experience in regulatory compliance in banking, financial services, or fintech
• Proven experience with consumer protection regulations (such as UDAP/UDAAP, Reg Z, E, B, etc.), advertising standards, and industry best practices
• Proven experience with Banking as a Service either for/with a regulated bank or Program Manager or similar
• Strong knowledge of bank and/or payments financial ecosystems
• Exceptional communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams
• Detail-oriented with strong organizational and project management abilities
• Strong analytical skills and continuous improvement mindset
• A hands-on approach, concise and straightforward style
• A love for collaboration, teamwork, and delivering excellence
• Ability to work in a fast paced, demanding, and rapidly changing environment
• Ability to prioritize competing priorities in a logical manner
• Ability to manage a small team of resources

• Experience supporting bank partnerships, audits and examinations 
• Experience with collateral review systems/tools (ex: Blee, Workfront, Red Oak, etc.)
• CRCM designation or similar compliance designation

•  Annia Prado, Sr. Compliance Manager

• Agata Wojciechowska

• Application submission
• Recruiter call
• Hiring manager video call
• Virtual “Onsite” consisting of 4  x 45 min calls
• Offer!

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that.  This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements. 

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.