Treasury Analyst

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London or remote UK | 💰£48,500 - £60,000 + Incentive Award tied to your performance +  Benefits | Hear from the team

Our Treasury team is growing and we’re looking for a Treasury Analyst with a focus on commercial performance to support our investment strategy. We are looking for an enthusiastic, detail orientated & collaborative Treasury Analyst to play a key role in supporting Treasury’s budgeting, stress testing, month end, and modelling. You’ll support all core Treasury functions- learning how Monzo manages liquidity, capital, interest rate risk, and the credit portfolio to maintain balance sheet resilience. This is a collaborative role and you will work across the Treasury, Finance and Risk functions.

• Supporting and enhancing our budgeting and forecasting process including stress testing and model development
• Supporting our month end reporting including cost analysis and reporting
• Enhancing our control environment
• Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business 
• Partnering with teams internally to help them make informed business decisions

• Have experience working at a bank and knowledge of Treasury forecasting
• Have a highly analytical and forward thinking approach
• Are interested in identifying and using data, performing analysis, and understanding financial impacts on our bank 
• Are able to articulate and explain technical topics to diverse audiences
• Have strong technical skills
• Are interested in learning more about the wider Treasury worlds of investment and capital management

💰 £48,500 - £60,000 ➕ Incentive Awards tied to your performance.

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) 

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

• Initial conversation with the Recruiter. 
• 2 Stage Interview Loop (Role Specific & Behavioural). 

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

For more insight into the hiring experience at Monzo, check out our blog post. 

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 

#LI-TP1

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊