Payments Risk & Chargeback Lead

• You will be the system owner for how money enters the business.
• Own configuration of all payment processors (e.g., Checkout.com)

• Fraud rules
• Velocity controls
• Geographic restrictions
• Card verification (AVS, CVV, 3DS)
• Transaction limits and risk thresholds

• Conversion
• Fraud exposure
• Chargeback ratios
• Partner with product and engineering to implement and test rule changes safely

• Reason code
• Payment method
• Product type
• Geography

• Win rate
• Loss rate
• Recovery dollars
• Ensure compliance with Visa, Mastercard, AmEx, and processor thresholds

• Chargeback ratio is trending down
• Approval rates are trending up
• Fraud losses are within tolerance
• Payments performance is clearly visible and understood
• The business is no longer reacting — it is controlling its risk

• 5+ years in payments, fraud, or chargebacks in:
  • Fintech
  • Prop trading
  • Online marketplaces
  • SaaS
  • High-risk payments environments
  • Payment Processors
• Hands-on experience configuring:
  • com, Worldpay, Nuvei or similar
• Deep knowledge of:
  • Visa, Mastercard, Amex and Discover dispute rules
  • Reason codes
  • Fraud tooling (Radar, Sift, Ekata, Fingerprint, etc.)
• Experience in:
  • Trading platforms
  • Subscriptions
  • Digital wallets
  • Global payments
• Strong analytical and reporting skills - SQL or BI tool experience
• Experience operating in a fast-growth or high-risk environment

Equal Employment Opportunity
My Funded Futures is an equal opportunity employer. We believe that diversity drives innovation and success. We are committed to building an inclusive environment where every team member feels valued, respected, and supported—regardless of race, color, religion, gender, gender identity, sexual orientation, national origin, age, disability, veteran status, or any other protected characteristic.

In compliance with pay transparency laws, My Funded Futures provides compensation ranges in job postings where required. Final compensation may vary based on experience, qualifications, and location. We also offer comprehensive benefits and performance-based incentives.

If you require assistance or an accommodation during the application process, please contact our HR team at nicki@myfundedfutures.com.

Applicants must be authorized to work in the applicable country without employer sponsorship. The Company does not offer visa sponsorship or immigration assistance for this position.