Senior Director, Insurance Product Innovation & Emerging Solutions

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Quick Summary

Key Responsibilities

Insurance Product & Portfolio Innovation Strategies Define and lead the multi-year strategy for new lifestyle product solutions, including employer-subsidized, multicultural, disease specific,

Requirements Summary

Bachelor's degree 12+ years experience in health insurance, product strategy (ACA, QHP focused),

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Hi, we're Oscar. We're hiring a Senior Director, Insurance Product Innovation & Emerging Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the Role

~1 min read

Lead the strategy for next-generation lifestyle-focused health solutions. These solutions include employer-subsidized, multicultural, disease-specific, and strategic partnership-focused products, such as those with provider, retail, and non-traditional channel-based partnerships.

You will be both a hands-on strategic product leader and people leader, accountable for building a high-performing team while directly leading product strategy and delivery. Translate enterprise priorities into scalable, market-ready health solutions that increase growth, retention, and long-term portfolio difference.

You will report into the Vice President, Insurance Product Innovation and Development.

Responsibilities

~2 min read

→Insurance Product & Portfolio Innovation Strategies
- →Define and lead the multi-year strategy for new lifestyle product solutions, including employer-subsidized, multicultural, disease specific, and ancillary offerings
- →Set priorities, investment focus, and roadmap (e.g., consumer journey, partnerships, etc.) across the product portfolio
- →Be the senior product owner, directly shaping programs
Team Leadership & Capability Building
- →Build a team of product manager and strategists
- →Set clear goals, operating rhythm, and accountable for delivery and outcomes
- →Coach team members to operate as end-to-end product owners, not task executors
- →Establish a culture grounded in data analysis, ownership, urgency, and execution focus
Strategic Partnerships & Lifestyle Ecosystem Development
- →Lead development of culturally aligned and linguistically tailored health solutions
- →Promote disease-specific product development, integrating clinical, network, and journey mapping leading to improved health outcomes for our members
- →Ensure health solutions and lifestyle products are scalable, compliant, and with care for community and market specific needs
Cross-Functional Leadership & Enterprise Influence
- →Partner with product design, execution and intelligence teams to ensure products are fileable and operationally ready
- →Lead across product, actuarial, markets, network, growth, and strategy teams to implement
- →Promote agreement on priorities, trade-offs, and timelines to create winning products
- →Deliver clear, executive-level recommendations, influencing important decisions; while staying close to the work, stepping in where needed to accelerate quality outcomes
Performance & Portfolio Management
- →Oversee performance outcomes across growth, retention, affordability, and margin in partnership with market and corporate leadership (e.g., finance, actuarial, network)
- →Make decisions to refine or sunset products, based on market portfolios
- →Compliance with all applicable laws and regulations
- →Other duties as assigned

Requirements

~1 min read

Bachelor's degree
12+ years experience in health insurance, product strategy (ACA, QHP focused), and insurance product development
6+ years people leadership experience managing multi-level teams
Expertise in ACA individual and small group QHP markets
Demonstrated ownership of end-to-end product strategy and lifecycle execution
Experience launching new insurance products, partnerships, or market expansion.
Willingness to travel up to 25% of the time.

Nice to Have

~2 min read

MBA, MHA, or other advanced degree
Experience with employer-subsidized (e.g., small group, mid-group), ACA, and other non-traditional health insurance models
Experience developing multicultural, population specific, or disease-specific health insurance products

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

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