AI & Platform Infrastructure Lead

Piermont Bank is a boutique specialty commercial bank focused on serving modern businesses with a digital first approach. As the first cloud native bank launched in the United States, Piermont was built on modern infrastructure that allows us to operate with greater flexibility, efficiency, and scalability than traditional banks.

We combine disciplined commercial banking with innovative technology to deliver value added solutions for small and medium sized businesses and our fintech partners. Our team is dedicated to thoughtful risk management, strong client relationships, and building a bank designed for the future of financial services.

This position will architect and execute the Bank’s immediate and long-term AI, cybersecurity, and technology platform strategy. This executive will continue to build out a secure, cloud-native, embedded banking infrastructure that enables scalable fintech and enterprise partnerships, regulatory compliance, and data-driven growth.

This role is critical in advancing a digital-first, cloud-native banking model, ensuring AI is responsibly deployed, cybersecurity posture is proactive, and the technology stack is optimized for embedded finance and API-driven partnerships.

1. →AI Strategy & Responsible Deployment

• →Develop and own a 3–5 year enterprise AI roadmap aligned with business growth, risk management, and regulatory expectations.
• →Identify high-impact AI use cases across:
• →Credit underwriting & portfolio monitoring
• →Fraud detection & transaction monitoring
• →Customer lifecycle & onboarding automation
• →Operational efficiency & workflow automation
• →Establish AI governance framework:
• →Build internal AI capability (data engineering, MLOps, model validation oversight).
• →Partner with Risk & Compliance to ensure AI tools meet banking supervisory expectations.

1. →Data Infrastructure & Platform Modernization

• →Build centralized data architecture to support:
• →Real-time analytics
• →Embedded reporting for partners
• →Regulatory reporting automation
• →Implement data governance standards, lineage tracking, and access controls.
• →Develop, implement and manage enterprise architecture roadmap aligned with the growth strategy.

The executive will also partner with:

• →Chief Risk Officer (model risk, cyber oversight)
• →Chief Growth/Product teams (AI-enabled client experience)
• →CFO (technology ROI and capital planning)
• →HR (AI talent acquisition and upskilling)
• →Lead high-performing teams across data science, engineering, and information security.
• →Serve as executive sponsor for innovation initiatives.

Qualifications:

Required Experience

• →12+ years in financial services technology leadership.
• →Proven experience in:
• →AI/ML deployment in regulated environments
• →Cloud-native banking architecture
• →Cybersecurity leadership
• →Embedded banking or fintech partnership infrastructure
• →Experience working with regulators and board reporting.
• →Deep understanding of API ecosystems and Banking-as-a-Service models.

Technical Expertise

• →Cloud platforms (AWS/Azure/GCP)
• →API gateway & microservices architecture
• →Data engineering & MLOps
• →Cybersecurity frameworks (NIST, ISO, FFIEC)
• →Core banking integration strategy

Leadership Traits

• →Strategic but execution-oriented
• →Regulatory fluency
• →Able to translate technical complexity into board-level insight

Success Metrics

• →AI initiatives delivering measurable efficiency or credit performance improvement
• →Zero material cybersecurity incidents
• →Reduction in third-party dependencies
• →Speed-to-launch for embedded partnerships
• →Technology cost-to-income ratio improvementRegulatory examination outcomes related to tech & AI

The hiring range for this position is $175,000 to $225,000 per year. The base pay actually offered will take into account internal equity and also may vary depending on the candidate’s job-related knowledge, skills, and experience, among other factors. A bonus and/or long-term incentive units may be provided as part of the compensation package, in addition to the full range of medical, financial, and/or other benefits, dependent on the level and position offered.

Piermont Bank is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, political affiliation, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability or other applicable legally protected characteristics.