Payments Innovation Consultant

We are looking for a forward-thinking Payments innovation consultant with a broad knowledge of the payments landscape to strengthen our payments team and help our customers best prepare on the many drivers of change in the Payments industry.

We are Projective Group, a leading financial services consulting firm where innovation and technology meet business. Our focus on the financial sector enables us to develop comprehensive solutions within the Payments, Risk & Compliance, Data and Transformation practices.

With our Payments practice, we support Tier 1 and Tier 2 banks, financial market infrastructures, stock exchanges, and payment service providers worldwide. We help them navigate the rapidly evolving payments landscape by translating strategic challenges into actionable solutions.

We are also happy to share that we’ve just launched the first edition of the Journal of Financial Services (JoFS), published by the Projective Group Institute. You can easily download it for free here: institute.projectivegroup.com.

As Payments Innovation Consultant, you will be the bridge between our clients' business vision and the technical solutions that bring it to life. You'll play a crucial role in shaping the future of their Payments capabilities—from strategy to execution—by focusing on requirements gathering, process modeling, and functional design. You'll support financial institutions, fintechs, and market infrastructures in navigating changes driven by digitalization, regulation, and cybersecurity to modernize their operations.

Your key responsibilities:

• Gap-Analysis, perform thorough AS-IS analysis and describe TO-BE situation, identify gaps and assess the impact of new requirements or regulatory changes on existing systems.

• Solution Design & Modeling, translate business needs into clear, structured functional specifications and design documents, e.g. use cases, user stories, process flow diagrams, data models

• Process Optimization, analyse existing payments operating models and business processes, propose improvements, and model future-state processes.

• Support Implementation, act as the Subject Matter Expert (SME) during development, testing, and deployment phases, managing change requests and resolving functional issues.

• Stakeholder alignment, establish collaborative relationships with external and internal stakeholders across business, technology, and regulatory domains

• Track industry trends, fintech disruptions, and regulatory updates to guide project direction