Protective1mo ago

USD 66000–80000/yr

Private Credit Analyst - Portfolio Management

United States·BirminghamFull Timemid

Finance & AccountingOtherCredit AnalystPortfolio Management

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Quick Summary

Overview

The work we do has an impact on millions of lives, and you can be a part of it. We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

Technical Tools

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The work we do has an impact on millions of lives, and you can be a part of it.

We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

The Private Credit Analyst supports the underwriting and ongoing monitoring of privately negotiated credit investments across Protective’s private investment strategies. The role assists senior analysts and portfolio managers in executing a disciplined investment evaluation and portfolio management process, while building core analytical and modeling capabilities.

This position offers exposure to private credit underwriting, portfolio analytics, and investment research within Protective’s investment organization.

Assist in analyzing credit risk through financial, business, and industry research on borrowers, portfolio companies, and managers

Support preparation of written and verbal credit opinions and investment materials

Contribute to relative value analysis across capital structures and transaction terms

Build and maintain Excel‑based financial models, including cash flow, scenario, and sensitivity analysis

Monitor portfolio performance, manager results, and relevant market developments

Apply firm tools and analytics to support downside risk evaluation

Communicate findings to senior team members and investment partners

Develop foundational relationships with internal stakeholders and external counterparties

Credit & Financial Analysis

Foundational understanding of financial statement analysis, credit metrics, and capital structures

Ability to evaluate company fundamentals, transaction terms, and downside risk

Financial Modeling & Analytics

Proficiency in Excel‑based financial and cash flow modeling

Experience performing scenario and sensitivity analysis

Strong Excel skills, including formulas, lookups, and data organization

Investment Research & Portfolio Support

Ability to conduct financial, business, and industry research on borrowers, portfolio companies, and managers

Support portfolio monitoring, performance analysis, and market trend assessment

Assist in preparing investment materials, credit opinions, and internal reports

Communication & Collaboration

Clear written and verbal communication skills

Comfortable participating in meetings and engaging with internal stakeholders and external counterparties

Ability to synthesize complex financial information and communicate key insights

Professional Effectiveness

Strong analytical thinking, attention to detail, and sound judgment

Ability to manage multiple priorities in a team‑oriented environment

Proactive mindset with willingness to learn, take feedback, and work independently when needed

Tools & Systems (Preferred)

Experience with Bloomberg Terminal or similar financial data platforms

Familiarity with investment analytics tools and reporting processes

Bachelor’s degree in Finance, Accounting, Economics, or related field

2 years of relevant, cumulative experience (credit analysis, investment banking, asset management, accounting)

Proficiency in Microsoft Excel and financial modeling

Bloomberg Terminal experience

Prior exposure to private credit or leveraged finance

Demonstrated interest in investment management

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Employee Benefits:

We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability:

If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.