Head of FCRA Operations and Compliance

Socure is building the identity trust infrastructure for the digital economy — verifying 100% of good identities in real time and stopping fraud before it starts. The mission is big, the problems are complex, and the impact is felt by businesses, governments, and millions of people every day.

We hire people who want that level of responsibility. People who move fast, think critically, act like owners, and care deeply about solving customer problems with precision. If you want predictability or narrow scope, this won’t be your place. If you want to help build the future of identity with a team that holds a high bar for itself — keep reading.

We are seeking a seasoned and strategic Head of FCRA Operations and Compliance to build and lead all operational aspects of our Consumer Reporting Agency (CRA). As a senior leader within the organization, you will drive client- and consumer-facing operational excellence, guide regulatory adherence, and help shape the company’s use of data in FCRA-regulated product offerings. This position is critical in ensuring transparency, accountability, and consumer protection across our data-driven services.

• Lead the formation and continuous improvement of the company’s CRA operations in compliance with FCRA requirements.

• Bring an “AI-first” mindset to all process designs with the goal of maximizing efficiency and automation while ensuring rigorous compliance with federal and state regulatory requirements.

• Build and operationalize end-to-end processes for handling consumer disclosure requests in accordance with Section 609 of the FCRA.

• Establish and maintain rigorous procedures for receiving, evaluating, and resolving consumer disputes, including reinvestigations with third-party data furnishers.

• Serve as the internal authority on FCRA regulations, offering actionable guidance and counsel to executive stakeholders, product teams, and legal counsel.

• Interpret evolving regulatory expectations and translate them into compliant business policies and procedures.

• Assess the permissibility and compliance risk of new data and product use cases under FCRA and advise accordingly.

• Establish the 1/2/3 LOD policies and processes required to maintain regulatory compliance across all relevant functions.

• Lead and/or chair internal Risk Management, Data Furnishing and Standards Monitoring, and Model Governance committees for FCRA-facing products to identify and manage potential FCRA compliance risks and ensure cross-functional visibility and accountability.

• Create and maintain comprehensive training manuals and SOPs for CRA operations teams, including all consumer- and client-facing CRA operations..

• Establish performance standards and training protocols that ensure high-quality, compliant consumer interactions.