Senior Software Engineer, Bank
Quick Summary
Employee Applicant Privacy Notice
We are looking for a Software Engineer to join our SoFi Money team. As a member of the SoFi Money team, you will help build new systems, maintain the health of our systems, and continually grow your skill set.
Exposure to financial systems, payments, or fintech products. Familiarity with event-driven systems or messaging platforms (e.g., Kafka). Experience working with workflow or orchestration tools.
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
We are looking for a Software Engineer to join our SoFi Money team. As a member of the SoFi Money team, you will help build new systems, maintain the health of our systems, and continually grow your skill set. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and is a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, and continual improvement and evolution.
Responsibilities
~1 min read- →Build and maintain backend services that support client onboarding, account setup, and payment configuration workflows.
- →Develop APIs used by internal teams and external clients, following established design standards and best practices.
- →Write clean, maintainable, and well-tested code in a JVM-based stack (Kotlin/Java, Spring Boot).
- →Follow established patterns for reliability, scalability, and fault tolerance.
- →Participate in code reviews and incorporate feedback to improve code quality.
- →Debug and troubleshoot issues in development and production environments with guidance from senior engineers.
- 1+ years of software engineering experience building backend systems.
- Experience with JVM-based languages (Java or Kotlin) and frameworks like Spring Boot.
- Basic understanding of distributed systems concepts (e.g., APIs, databases, service communication).
- Experience building or consuming APIs.
- Familiarity with cloud platforms (AWS/GCP) and containerized environments (e.g., Kubernetes) is a plus.
- Strong problem-solving skills and attention to detail.
- Good communication skills and willingness to learn from others.
- Bachelor’s degree in Computer Science, Software Engineering, or related field (or equivalent experience).
Nice to Have
~1 min read- Exposure to financial systems, payments, or fintech products.
- Familiarity with event-driven systems or messaging platforms (e.g., Kafka).
- Experience working with workflow or orchestration tools.
- Understanding of reliability concepts like retries, idempotency, and fault tolerance.
- Interest in building scalable, high-availability systems.
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Location & Eligibility
Listing Details
- Posted
- May 8, 2026
- First seen
- May 10, 2026
- Last seen
- May 11, 2026
Posting Health
- Days active
- 0
- Repost count
- 0
- Trust Level
- 67%
- Scored at
- May 10, 2026
Signal breakdown
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