Principal Product Manager

 

Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers anywhere in the world. Our mission is simple yet bold: to unleash the economic power of the global majority. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global majority.

 

Our pioneering work and proven impact have earned us consistent recognition, including being named to:

CNBC’s Disruptor 50 for five years.

CNBC’s World's Top Fintech Companies for two consecutive years.

Forbes’ Fintech 50 list for nine consecutive years.

Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.

 

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

 

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

Own the product strategy and execution for Tala’s embedded lending partnerships globally. You will assess which opportunities are worth pursuing, design the right credit solution for each partner context, shape commercial deals from a product perspective, and lead launches end to end. Working in close collaboration with the GTM team, you are the product voice in partner conversations and the person responsible for what gets built, launched, and grown.

Evolve the framework for evaluating partner opportunities and work with the GTM team to prioritize the pipeline accordingly

Participate in commercial discussions to define what Tala can build, shape data and integration terms, and ensure deal structure supports the right product outcomes

Design the credit product configuration for each partnership and lead the end-to-end build and launch, from API and integration specs through pilot design, cross-functional execution, and first-cycle review

Own post-launch performance across your portfolio and identify growth levers within live partnerships spanning across new products, deeper data integrations, and expanded customer segments

Partner with various internal and external stakeholders on the partnerships capabilities roadmap, defining what Tala needs to build to support embedded lending at scale (APIs, partner-facing tooling, configurable credit modules, on-chain lending infrastructure) and and drive this in close collaboration with core product, engineering, and data science teams

Contribute to Tala’s Partnerships product strategy: how the embedded lending product evolves, what partner-facing capabilities need to be built, and how risk signals compounds in value as the ecosystem grows

8-12+ years in product management, with a strong track record in fintech or embedded finance in emerging markets; experience with externally-integrated or partnership-dependent products is essential

Strong credit product instincts. Ability to assess whether a partner flow supports a specific product, design the right configuration, and write specs that engineering and risk can execute against

Deep understanding of digital money flows in emerging markets and the credit products that map to them: BNPL, earned wage access, revenue-based advances, remittance bridges, and stablecoin-denominated credit

Fluency with crypto and stablecoin product structures, including on-chain lending mechanics, USDC-denominated credit flows, and stablecoin corridor dynamics