Real Estate Loan Processor

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive.

• →Review credit applications and credit reports for accuracy and compliance concerning bank regulations.
• →Prepare early disclosures that Federal regulators require.
• →Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors.
• →Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.
• →Record loans on the Bank’s system and prepare general ledger tickets for funding.
• →Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.
• →Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.
• →Primary contact for loan documentation-related questions for all internal personnel.
• →Verify all insurance coverage before closings.
• →Coordinate closings with Title Company.
• →Provide pay-off statements as needed.
• →Responsible for requesting the release of liens from Bank Attorneys as needed.
• →Image and track customers’ financial information.
• →Preparation of HMDA packages when required.
• →Stay abreast of changes in Bank procedures and policies and bank regulations.

Job Skills and Qualifications

• →High school diploma or equivalent required.
• →Two years of Real Estate loan processing experience is preferred.
• →Strong decision-making and organizational skills.
• →Precise attention to detail.
• →Ability to handle heavy volumes of work under pressure in a deadline-driven environment.
• →Proficient multi-tasking and prioritizing skills.
• →This job requires skills in a typical office environment. Knowledge of Microsoft Office is preferred.
• →Standard work hours are Monday through Friday, 8:00 am to 5:00 pm, with occasional overtime.
• →This is an onsite position.