WeLab Bank - Product Manager (Trade & Supply Chain Finance)

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu) as well as multiple online financial services in Hong Kong, Mainland China and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! 

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. 

Join us to build a better financial future for everyone! 

About You:

• You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment 
• You enjoy doing purpose-led and meaningful work 
• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet 
• You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective) 
• You always find a way to get things done without sacrificing the quality of your work, integrity, and values 
• No task is off limits for you 
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you 
• You don't shy away from challenges and can bounce back from setbacks 

About the Role:

• We are looking for a Product Manager to drive the end-to-end lifecycle of our cross-border e-commerce financing products. You will design and deliver integrated financing solutions for sellers on platforms such as Amazon, empowering business growth through product innovation, data-driven insights, and agile operation.

What You’ll Do and What Success Looks Like

• Own the end-to-end lifecycle of cross-border e-commerce financing products under Trade and Supply Chain Finance, from product vision and roadmap to launch and ongoing enhancement.
• Design customer-centric, end-to-end journeys and solutions (e.g. SC/VC financing, import/export trade finance, receivables/settlement financing), translating business and customer needs into clear product requirements, user stories, and process flows.
• Drive cross-functional delivery by partnering with technology, risk, operations, compliance, legal, finance, and treasury, overseeing testing, issue resolution, and go-live readiness to ensure smooth product rollout.
• Co-design risk, credit, and governance frameworks tailored to cross-border e-commerce sellers, embedding regulatory, legal, and compliance requirements into policies, procedures, and product documentation.
• Support commercialisation by developing product playbooks, sales tools, training materials, and go-to-market plans, and by providing product expertise in client discussions and deal structuring.
• Build and maintain data-driven monitoring and dashboards, track key KPIs, analyse customer and portfolio performance, and drive continuous optimisation of product features, policies, and pricing to achieve business and risk objectives.

What is Required and What We’re Looking For

• Bachelor’s degree or above in Business, Finance, Economics, Engineering, Data Analytics or a related discipline
• At least 4 years of experience in fintech, trade and supply chain finance, cross-border financing, or unsecured lending product management; experience with SME or cross-border seller segments is preferred.
• Hands-on experience in cross-border e-commerce ecosystems (e.g. Amazon SC/VC or similar platforms) or SME import/export financing projects, with understanding of industry value chain, data flows, and risk characteristics.
• Proven track record in driving products from 0 to 1, including product concepting, requirement writing, solution design, and cross-functional delivery.
• Excellent interpersonal and communication skills in both written and spoken English and Chinese

Perks and Benefits to enrich your experience at WeLab:

• Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn 
• Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends 
• Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge 
• Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc. 
• A big and contagious smile on everyone’s face to make you happier :) 

WeLab’s Awards & Recognitions:

• Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong  
• CNBC Disruptor 50: the only Hong Kong-based company on the list 
• Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  
• The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking 
  

We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button below.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.