Senior Manager Commercial Credit

As a Senior Commercial Credit Manager, you’ll play a key role in supporting regional commercial and agribusiness customers across Australia by making sound, well-informed credit decisions. You’ll assess and structure transactions, approve credit within your delegation, and guide more complex deals through to approval, helping balance growth with risk discipline.

You’ll work closely with relationship and business teams, providing practical advice and insight on credit policy and risk appetite. At the same time, you’ll take ownership of a portfolio, proactively monitoring performance and identifying emerging risks early.

You’ll also lead a team of Credit Managers, supporting their development and creating a strong, accountable risk culture.

This is a fulltime/permanent role with flexible location across Australia (2 days in office), supporting our Regional & Agribusiness business.

You’ll bring strong commercial judgement and a practical approach to credit risk, along with the ability to lead and influence in a dynamic environment.

• Experience assessing and approving commercial lending transactions, ideally within business and agribusiness lending (essential)
• Strong understanding of credit risk, with the ability to structure deals, balance risk with customer outcomes and ongoing portfolio management (essential)
• Experience leading or mentoring others, with a passion for developing capability and building team performance (essential)
• Ability to interpret and apply risk policies and provide clear, practical guidance to stakeholders
• Strong communication, organisation and stakeholder management skills, with a proactive and solutions-focused mindset

Why join us?

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.