Senior Manager Commercial Credit

Create your best future and join Westpac as a Senior Manager Commercial Credit, Property

What’s the role?
You’ll join our Property Credit team as a Senior Manager Commercial Credit, supporting customers across Australia’s property sector. Based in Sydney, this is a permanent full-time role with flexible working arrangements.

In this role, you’ll make independent credit decisions on complex property transactions, separate from relationship management. You’ll hold delegated credit authority and support higher level approvals where required, always balancing commercial outcomes with strong risk discipline. You’ll oversee the credit quality of your portfolio through proactive monitoring and early identification of emerging risks.

You’ll also lead a team of five Credit Managers across NSW and ACT, shaping a strong risk culture and supporting performance, capability uplift, and future talent development. You’ll work closely with business and risk partners, providing practical guidance on policy application, market insights, and transaction structuring, while keeping senior leaders informed of material risks and significant approvals.

This role offers genuine scope to influence outcomes, lead people, and make a visible impact across the Property portfolio.

What do I need?

• Significant experience in commercial property credit, including transaction structuring and approval 
• Proven background in credit decisioning within banking or financial services, aligned to risk appetite and policy 
• Demonstrated people leadership experience, including performance management and capability development 
• Strong analytical and critical thinking skills, with sound commercial judgement 
• Ability to provide clear risk advice and portfolio insights to senior stakeholders 
• Experience operating within banking risk management frameworks and regulatory environments

Why join us?

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.