Graduate Data Scientist

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

• Our Data Science team works across our entire business, from new products, to core credit decisioning, to user acquisition

• You'll get exposure to a wide range of projects, such as:

  • AI & Machine Learning Development: work directly on our proprietary loan decision platform, Render, contributing to the transformer models that allow us to outperform the market in loan performance

  • Open Banking Integrations and Classification: enhancing how we transform noisy, real-time transaction data into automated lending decisions

  • Product Development: participate in rapid feature development cycles, with direct impact on customer experience and business outcomes

• Bi-annual technical reviews and career progression planning

• Cross-functional exposure to risk, compliance, underwriting and product teams

• You believe that learning is the most important thing to optimise for as you start your career, and want to learn by doing at the fastest growing fintech in London

• You like getting your hands dirty and using tech to solving complex problems

• You also want to learn about the commercial impact of any technical changes you make

• A recent (or soon-to-be) graduate with a degree in a technical or quantitative field (e.g. Data Science, Statistics, Mathematics, Engineering, Economics)

• Programming: Proficiency in Python or similar languages

• Genuine interest in financial technology and how AI can solve real-world problems

• Strong communication skills and ability to work in cross-functional teams

• Take Home Test( 20 mins)

• Remote (video call) Technical Interview(1 hour)

• In-person interview day where you'll meet 3-4 people across Data Science and Senior Leadership(1.5 hours)

• Our graduate scheme runs for one year, with the opportunity to convert to a permanent role based on performance.

• Start date: Late September – Early October 2025 (TBC)

Please note: we are unable to offer visa sponsorship for this role.