AML Analyst II

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?

• Review, and/or investigate ‘unusual activity’ that is sent to the AML team via alerts or internal referrals by identifying red flags, validating adverse media and analyzing complex transactional flows to identify potential anomalies;
• Understanding of cash management products and correspondent banking;
• Draft and write narratives for Unusual Activity Reports (UARs) for partner bank;
• Maintain and update your knowledge of anti-money laundering compliance rules, regulations, laws, and best practices across operating regions, including a strong understanding of the LATAM regulatory landscape;  
• Identify trends through pattern analysis and external tools;
• Report and make notes/records of any suspicious transactions or activities in an efficient and timely manner;
• Support efforts on reporting compliance matters internally;  
• Liaison with the Fraud and investigation teams to lead AML due diligence reviews;
• Assist with ad-hoc projects to improve processes. 

• Minimum 2+ years of experience in AML;
• Have a strong understanding of AML-related regulatory structure, process, regulations and their underlying principles; principles, expertise in LATAM regional AML regulations and compliance frameworks;
• Proven experience reviewing and validating international identity documents (IDs) and corporate verification materials;
• Deep conceptual and practical understanding of transactional flows, payment systems, and digital banking corridors;
• Demonstrated ability to interpret and provide actionable guidance on specific AML rules;
• Banking or FinTech experience required;
• Proficient in Google Sheets and Microsoft Excel
• Be highly motivated and be able work individually and as part of a team;
• Very strong organizational, problem-solving and decision making skills; 
• The ability to self-motivate and thrive in a fast-paced, rapidly changing startup environment;
• Demonstrated capacity for gathering and scrutinizing data to identify issues, patterns and business solutions; 
• Have excellent written, verbal, analytical, and interpersonal skills (professional proficiency in Spanish or Portuguese is a strong advantage for regional coverage);
• Prior experience with transaction-based KYC reviews is an advantage;
• ACAMS certification is an advantage