Compliance Analyst

1. Transaction Monitoring Responsibilities include: Reviewing customer transactions for unusual, suspicious, or high-risk patterns Monitoring inflows and outflows across wallets, bank accounts, cards, and virtual accounts Identifying red flags such as: Structuring/smurfing Rapid movement of funds Multiple failed transactions High-volume transfers inconsistent with customer profile Third-party funding abuse Velocity anomalies Geographic inconsistencies Escalating suspicious activities for further investigation Filing internal Suspicious Activity Reports (SARs) where necessary 2. KYC / Customer Due Diligence (CDD) Reviewing onboarding documents Verifying identity documents Conducting enhanced due diligence (EDD) for high-risk users Reviewing source of funds/source of wealth Ensuring customer profiles are complete and up to date 3. Fraud Investigation Handling fraud complaints from payment processors, banks, and customers Gathering evidence for chargeback defense Reviewing device intelligence, IP logs, transaction trails Responding to partner requests within SLA 4. Sanctions & PEP Screening Screening users against sanctions lists Identifying Politically Exposed Persons (PEPs) Managing false positives 5. Regulatory Reporting Depending on jurisdiction: Suspicious Transaction Reports (STR) Currency Transaction Reports (CTR) Fraud incident reports Partner compliance reports 6. Policy Enforcement Ensuring operations align with internal AML policies Updating internal controls Supporting audits Maintaining evidence logs for regulators and partners Requirements Bachelor’s degree in Law, Finance, Accounting, Business Administration, Economics, or a related field 1–3 years experience in compliance, AML, fraud, or risk management (preferably in fintech or banking) Strong knowledge of AML/CFT regulations, KYC, CDD, EDD, and fraud investigation Experience in transaction monitoring, suspicious activity detection, and chargeback handling Understanding of payment systems such as ACH, Wire, SEPA, Interac. Familiarity with compliance and fraud tools. Proficiency in Excel/Google Sheets for data review and analysis Strong analytical, investigative, and risk assessment skills Ability to meet strict SLA timelines and manage escalations effectively Strong attention to detail, communication, confidentiality, and accountability Compliance certifications are an added advantage Benefits Why Join CadRemit? Work with a fintech company driving innovation in cross-border payments. Be part of a team committed to security, compliance, and risk management. Opportunity for career growth and professional development. Fully remote role with flexibility to work from anywhere.