Product Manager- Lending

“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. 

Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.

Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.

With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.

We believe that diversity of people and perspective gives us a competitive advantage.

• The role holder is responsible for supporting the Regional CCM Services Lead and Head of CCM Product & Design on development and delivery of the overall lending product strategy.  

• This includes design, initiatives and ongoing management of CCM lending products and processes aligned to propositions, segmentation and participation models. 

• The holder must anticipate future market conditions in a changing context (incl. pricing, risk, regulatory and customer insight); and drive product performance within this context.  The role holder will develop detailed understanding of the regional/country requirements and will work to deliver our global CMM product within these parameters. 

• The role holder will drive the global strategy, development, management, oversight and governance of CCM products   

• The role holder will support implementation of a consistent Target Operating Model (TOM), as well as the development of business tracking / performance metrics e.g., portfolio analytics, pricing tools etc.    

• The role holder will support local product initiatives and government schemes where relevant.  

• The role holder will contribute to the performance of the lending product including the lending risk indicators and monitoring activities.  

• The role holder will support wider Credit & Lending stakeholders in the submission of new processes and products to CCM governance forums. 

• The role holder will support business strategy & objectives including growing revenue, ROTE and profitability in a fast-changing environment. 

• Support on the delivery of key working groups and projects, driven by both internal and external requirements. 

Essential:

• Credit and Lending experience. This could be from various areas of the E2E Credit & Lending journey e.g. RM / RM support; Credit Services; Operations; Risk; Product.
• Ability to deal with complex requirements
• Ability to meet exacting timescales
• Strong analytical background with a high degree of attention to detail
• Background working in cross-functional teams to drive requirements capture

Recommended: 

• - Experience working within a frontline team or as part of a function which closely supports frontline teams