Internal Credit Review Manager

This preferred location for this position in at our Headquarters in College Station, Texas. However, it is open to other offices with space availability. 

EDUCATION AND EXPERIENCE

JOB SUMMARY

• Responsible for overall management of the Internal Credit Review (ICR) department.
• This responsibility includes supervision and development of assigned personnel to assess Association risk identification and credit administration practices through systematic review of loan portfolio samples and the subsequent assimilation of review results into thorough and concise reports for presentation to senior management and the Audit Committee of the Board of Directors.

ESSENTIAL FUNCTIONS

• Selects, trains, develops, motivates, evaluates, and manages internal credit review staff. Directs, counsels, and instructs staff assigned to the credit reviews and assesses their work for sufficiency of scope and accuracy.
• Assists with developing and implementing an annual risk assessment and credit review plan.
• Continued risk assessment of overall Association activities resulting in effective management of internal credit review resources.
• Develops and maintains standards for scope of review selection and standards for work papers and supporting documentation.
• Assists with organizing and coordinating all activities of individual credit reviews including scheduling review dates with the appropriate department heads.
• Conducts assigned reviews consistent with procedures, standards, and regulations.
• Prepares well organized and readily understandable work papers for each review that accurately document work performed, satisfy review objectives, meet quality standards, and support conclusions.
• Prepares meeting documents and reports for internal reviews to ensure identified risks are communicated to appropriate individuals.
• Articulates conclusions regarding risks and pertinent recommendations to counteract potential loss, improve processes and avoid adverse regulatory findings.
• Initiates various specialized projects and/or targeted reviews when required.
• Reports credit review findings to the Audit Committee of the Board of Directors. Discussions include the overall conclusion of the credit review, and recommendations, including management’s response to those recommendations.
• Follows up on management responses as a result of credit reviews to substantiate/evaluate the implementation of recommended changes.
• Coordinates with external auditors, the bank, and Association staff, as appropriate, to avoid unnecessary redundancy of audit activities.
• Maintains a positive and professional image in all communications with Association staff, outside auditors, the Farm Credit Administration, and other Farm Credit entities.
• Assists other departments, as needed, to complete special projects such as due diligence reviews, consulting to improve controls, etc.
• Performs other department related tasks as assigned.
• Fosters a team environment and is a resource to department staff.

REQUIRED SKILLS

DISCLAIMER

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.

Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.