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Product Manager (Onboarding)

United KingdomUnited Kingdom·Londonmid
Product ManagementProduct Manager
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Quick Summary

Key Responsibilities

Owning the end-to-end design and delivery of onboarding journeys across Credit and Banking, for both new and existing customers Mapping the full journey including "unhappy paths",

Requirements Summary

We never settle

Technical Tools
Product ManagementProduct Manager

We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

📍 London | 🏢 3 days in office

Responsibilities

~1 min read
  • Owning the end-to-end design and delivery of onboarding journeys across Credit and Banking, for both new and existing customers
  • Mapping the full journey including "unhappy paths", where customers drop off, get flagged, or need manual intervention, and optimising for efficiency
  • Driving discovery and competitor research to identify opportunities to improve onboarding
  • Collaborating with engineers and designers to scope solutions, balancing customer experience with system architecture and compliance requirements
  • Presenting recommendations to stakeholders and driving delivery through to completion
  • Thinking longer-term about platform capabilities, building reusable, configurable components that scale across products so we're not rebuilding the same journey six times over
  • Using data and customer insight to prioritise the right problems, not just the loudest ones
  • Help Capital on Tap achieve long term strategic dominance in the SME industry

 

  • Just Pilot: We never settle for "good enough". We pilot new ideas fast, ask questions to figure it out, and scale quickly.
  • Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
  • Be a Buddy: We tap in from day one to help the team, we do the right thing even if it's hard.
  • Owners and Dates: We don't chase people. If you own a task and agree to a date, the expectation is that it gets done.
  • Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.

 

  • 3-5 years of experience in product management, with some experience building or improving customer onboarding flows, or an equivalent UX/flow design background
  • Comfort working across both front-end user experience and back-end system architecture
  • Either existing knowledge of financial services and compliance concepts (KYC, KYB, IDV), or direct onboarding journey optimisation experience, ideally both
  • Strong organisational skills to thrive in chaos and remain calm among the everyday pressure of workload and delivery
  • The ability to synthesise large amounts of information and distill a problem down to its essence
  • Experience partnering with Product and Engineering to communicate direction to stakeholders

Nice to Have

~2 min read
  • Stage 1: A quick 30-minute virtual intro with our Talent team to get to know you.
  • Stage 2: Meet the Senior Product Manager for Onboarding for 60 minutes. We can host you in the office or meet virtually.
  • Stage 3:  60-90 minute Office Interview with the Director of Product and one other Product member.
  • Stage 4: Meet the CEO for 30 minute chat.

Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🚘 Octopus EV Salary Sacrifice Scheme
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here.

 




Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Location & Eligibility

Where is the job
London, United Kingdom
On-site at the office
Who can apply
Open to applicants worldwide

Listing Details

Posted
August 3, 2026
First seen
August 3, 2026
Last seen
August 3, 2026

Posting Health

Days active
0
Repost count
0
Trust Level
60%
Scored at
August 3, 2026

Signal breakdown

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Product Manager (Onboarding)