REO Contract Analyst

The REO Contract Analyst is responsible for analyzing and reviewing real estate-owned (REO) purchase contracts to ensure accuracy, compliance, and adherence to investor, insurer, and company requirements. This role serves as the first line of quality control in the contract-to-close process by identifying discrepancies and confirming that required documentation is properly executed before files move forward. The REO Contract Analyst also supports post-sale deed intake by auditing deeds received by mail, scanning and indexing the documents, and uploading them to the appropriate system records and orders. The ideal candidate is detail-oriented, knowledgeable in real estate contracts, and skilled at communicating with multiple stakeholders.

• →Review REO purchase contracts and related addenda for accuracy, completeness, and compliance.
• →Verify contract terms, pricing, buyer and seller information, and contingencies align with investor and company guidelines.
• →Identify and resolve errors, omissions, or inconsistencies in contracts before processing.
• →Ensure required addenda, including HUD, VA, Fannie Mae, Freddie Mac, or client-specific forms, are included and correctly completed.
• →Communicate with asset managers, real estate agents, and internal teams to obtain missing or corrected documents.
• →Track contract timelines and flag potential issues that could delay closing.
• →Maintain accurate and organized contract files for compliance and audit readiness.
• →Provide feedback and escalate unresolved discrepancies to management as needed.
• →Receive post-sale deeds and related documents delivered by mail; audit each document for the correct property or order, completeness, legibility, recording information, and required supporting documentation.
• →Scan and index post-sale deeds using established naming and quality standards, upload them to the appropriate system record or order, and route exceptions for correction or follow-up.
• →Assist other teams with operational tasks, document review, and related business needs as requested.
• →Perform all other duties as assigned.

• →High school diploma or equivalent required; associate or bachelor’s degree preferred.
• →Two or more years of experience in REO, real estate contracts, and REO-specific requirements preferred.
• →Familiarity with investor and insurer guidelines, including HUD, VA, Fannie Mae, and Freddie Mac, preferred.
• →Excellent attention to detail and organizational skills.
• →Strong communication and problem-solving skills.
• →Ability to work both independently and as part of a team.
• →Ability to work in a fast-paced environment, manage competing priorities, and meet strict deadlines.
• →Proficiency with computers, including Microsoft Office, mortgage servicing or REO platforms, document imaging and scanning tools, and electronic records or order management systems.
• →Ability to work overtime as needed.