Manager: Treasury & Cash Management - East or Southern Market

About Cellulant:

Cellulant is Africa’s leading payments company, providing seamless, secure and innovative solutions that empower businesses, banks, and global brands to thrive in a fast-changing global economy. 

With a presence in over 24 countries and 200+ payment methods, including cards, bank transfers, and mobile money, our single API payment platform, Tingg, simplifies collections, disbursements, and reconciliations. It processes over 4.5 million transactions daily for market leaders across
sectors such as
Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, and Remittances. 

By simplifying how people pay and get paid, we drive trust, commerce and scale – and connect companies to their ambitions.
 

Our Story:

Across Africa, payments are more than transactions. They are gateways to prosperity, connecting people, businesses and communities to opportunities and growth.

From enabling a logistics company in Lusaka to pay suppliers across borders, to enabling a hospitality brand in Lagos to scale effortlessly, to supporting an airline in Nairobi to reconcile payments from multiple platforms, Cellulant is the bridge that makes it all possible. 

Through trusted technology and customer-centric innovation, we build connections that inspire progress, strengthen economies and transform payments into a tool for progress.

Since our founding in 2003, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses. We are driven by an unshakable belief that seamless people-centred payments are the key to unlocking prosperity. 

Today, Cellulant powers online and offline payment processing, allowing businesses to collect payments, send payouts, and accelerate business growth.

Our Mission: 

To deliver seamless, secure and innovative payment solutions for businesses. 

Our Vision: 

To create a connected world where businesses move money as easily as they share ideas.

Role Overview: 

As the Cash & Liquidity Manager at Cellulant, you will be the primary architect of our liquidity strategy. In a fast-paced fintech environment spanning multiple jurisdictions, your mission is to ensure that capital is exactly where it needs to be, when it needs to be there. You will balance the delicate act of fueling aggressive business expansion while maintaining rigorous credit controls and dispute resolution frameworks. 

What You'll do:

1. Enterprise Cash Flow Planning & Deployment

• Strategic Deployment: Oversee enterprise-wide cash flow planning, ensuring the efficient movement and deployment of funds across various African and international jurisdictions.
• Liquidity Optimization: Minimize idle balances and maximize the velocity of money within the Cellulant ecosystem to ensure operational agility.
  
  

2. Forecasting & Working Capital Management

• Robust Modeling: Build and maintain sophisticated cash forecasting models to provide visibility into future liquidity requirements.
• Expansion Support: Develop and execute working capital strategies that directly support Cellulant’s expansion into new markets and product lines.
  
  

3. Partner Coordination & Alignment

• Treasury Integration: Act as the central node between merchant treasury operations and the broader Finance function to align on cash flow needs.
• Operational Synergy: Ensure that operational accounts are adequately funded to facilitate seamless vendor payouts and internal corporate requirements.
  
  

4. Cash Recovery & Dispute Settlement

• Dispute Management: Manage the cash recovery process, chairing the committee that agrees and executes on actions required to settle cash disputes.
• Partner Liaison: Work closely with merchants and payment partners to resolve reconciliation discrepancies and accelerate the recovery of trapped liquidity.
  
  

5. Credit Control & Risk Frameworks

• Risk Architecture: Establish and maintain a comprehensive credit risk framework to evaluate the financial health of payment partners and merchant customers.
• Threshold Management: Set and monitor appropriate credit thresholds, ensuring that Cellulant’s exposure is managed within the Board’s risk appetite.
  
  
  
  

What we are looking for:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field. Professional certification (e.g., ACT, CTP, ACCA, or CPA) is highly preferred.
• Minimum of 5–7 years in Treasury or Cash Management, ideally within a Fintech, Pan-African Banking, or Payment Service Provider (PSP) environment.
• Multi-Jurisdictional Expertise: Proven experience managing liquidity across multiple currencies and complex regulatory landscapes (specifically within Africa).
• Analytical Rigor: Advanced proficiency in financial modeling and the use of Treasury Management Systems (TMS) or ERPs (e.g., SAP, Oracle, or Microsoft Dynamics).
  
  

Why this role matters?

Operating a high-growth fintech across multiple African jurisdictions means navigating complex regulatory landscapes, volatile currency markets, and localized capital controls. In this environment, cash isn't just an asset it is the lifeblood that drives real-time transactional velocity.

This role matters because you are the
master architect of our financial resilience and strategic runway. You don’t just monitor bank balances; you design the framework that dictates how efficiently our ecosystem moves money across borders.

By ensuring capital is precisely positioned to fuel aggressive market expansion while simultaneously enforcing airtight credit controls and dispute resolution frameworks, you solve a critical business tension: maximizing growth without exposing the company to settlement shortfalls or trapped liquidity. Your strategic foresight directly protects Cellulant’s bottom line, safeguards our relationships with global banking partners, and ensures our merchant settlement engine remains uninterrupted, scalable, and trusted across the continent.

Why Work for Us?

At Cellulant, we are more than a payments company: we are bridge-builders. We believe that by simplifying the way people pay and get paid, we are connecting companies to their ambitions, people to opportunities, and Africa to the global economy. Our work goes beyond payments—it’s about what people, businesses, and communities can do when the movement of money becomes more dependable, seamless, and secure. 

Some exciting things about us...

• We have an extensive footprint: We have an office presence in 10 countries, and our products serve 24 countries across Africa, with a global workforce of about 300 employees. 
• We believe innovation is at the heart of Fintech: Thousands of market leaders and top enterprises trust our technology to power their payments. Our customers are in various sectors, including financial services, travel and hospitality, telecom, e-commerce, remittance companies, SaaS, and the gig economy. 
• We support a diverse and inclusive workforce: We focus on the growth and development of our employees through well-developed, individualised career paths, ensuring you reach your full potential in a supportive and delivery-oriented environment. 
• We put our employees first: At Cellulant, your contribution is rewarded competitively. We use clear career levels and role titles, and benchmark our base pay against data and a well-established internal process. Your actual salary will reflect your experience, skills, impact and the scope of the role, as well as our business needs and prevailing market conditions. We also offer generous personal time off, and medical and life insurance benefits (markets permitting).
• We seek collaborative builders: At Cellulant, we believe that great ideas happen when we come together. Therefore, we nurture a collaborative work environment that challenges, engages, and empowers each person to contribute to the growth and success of the business. 
• We solve Africa's digital economy: We’re solving payment challenges on the continent to create opportunities and accelerate economic growth for all of Africa.