Product Developer, Counterparty Credit Risk – Loans Stress Loss (AVP)

Citi is looking for a Product Developer to join its Counterparty Credit Risk team, where you will serve as the critical link between Technology and business stakeholders — including Risk, the Desk, and Underwriters — with a focus on Loans Stress Loss analysis and delivery. In this role, you will directly influence the accuracy, integrity, and development of risk exposure reporting and systems that shape decision-making across the business. Your work will have tangible impact on the effectiveness of a key risk function within Citi's global banking operations. # Responsibilities * Analyse and validate total outstanding and unused committed credit exposure, along with associated Loans Stress Loss figures, to ensure accuracy and integrity of risk reporting. * Identify the root causes of exposure movements and partner with underwriters, business teams, and the Portfolio Management Group to investigate and confirm findings. * Investigate irregular or unexpected changes in exposure data, coordinating with relevant teams to diagnose and resolve issues spanning collateral, trade bookings, data quality, and model outputs. * Partner with business and technology stakeholders to improve and enhance systems and processes related to Loans Stress Loss, including gathering requirements, producing business requirements documentation, and coordinating user acceptance testing. * Identify and recommend solutions across data analytics, reporting, relationship management systems, trade workflows, and trade processing to improve operational effectiveness. * Assess risk implications when business decisions are made, ensuring actions uphold Citi's standards, comply with applicable regulations, and are escalated transparently where required. # Required Qualifications & Skills * 3 to 5 years of experience in Technology Finance. Experience in Counterparty Credit Risk management is a plus. * Proficiency in Tableau, Python and Excel, applied to data investigation, exposure analysis, and reporting. * Ability to conduct business analysis, troubleshoot data quality issues, and perform both exploratory and descriptive analysis of complex financial datasets. * Comfortable carrying out detailed data investigations under tight timescales, maintaining a high degree of accuracy throughout. * Ability to structure ambiguous problems, develop practical solutions, and follow through to delivery. * Clear and effective communicator, able to engage and align stakeholders across technology and business functions. * Familiarity with risk measurement methodologies and the key drivers within those calculations. # Beneficial Skills & Qualifications * Intellectual curiosity and a conceptual mindset that drives proactive identification of new opportunities for process or system improvement. * Established track record of building and maintaining professional networks across internal and external stakeholders. * Experience contributing to technology delivery processes, such as writing business requirements or coordinating system testing. # What We Offer At Citi, you will work at the centre of a global financial institution, collaborating with risk, technology, and business teams across functions to deliver meaningful outcomes. This is a role where analytical rigour meets real business impact — and where your contributions are visible. * Hybrid working model with 3 days in the office and 2 days working remotely, supporting a sustainable and productive work-life balance. * Access to continuous learning and professional development opportunities to deepen both technical and domain expertise. * Exposure to a broad cross-section of business stakeholders, giving you the opportunity to build a strong professional network within a global firm. * A performance-driven team environment that values analytical thinking, collaboration, and delivering results. * Competitive compensation and a comprehensive benefits package, including financial wellbeing and family support programmes. * Wellbeing support resources designed to help you perform at your best inside and outside of work. Apply today to bring your risk expertise to a team where your analysis shapes decisions that matter across Citi's global business. \------------------------------------------------------ ## Job Family Group: Technology \------------------------------------------------------ ## Job Family: Technology Product Management \------------------------------------------------------ ## Time Type: Full time \------------------------------------------------------ ## Most Relevant Skills Please see the requirements listed above. \------------------------------------------------------ ## Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. \------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.