Dlocal2mo ago

Compliance Officer Argentina

Buenos Airesmid

Legal & ComplianceOtherCompliance Specialist

4 views0 saves0 applied

Apply Now

Quick Summary

Overview

Why should you join dLocal? dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly.

Technical Tools

fintechstakeholder-management

Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

Manage and oversee the Argentina Financial Crime Compliance and AML/CTF Programme, ensuring alignment with local regulatory requirements and group standards.

Prepare and maintain the AML/CTF annual Risk Self-Assessment, including the development and ongoing improvement of its methodology.

Ensure the effective operation of Transaction Monitoring and Sanctions Screening controls, including oversight of alert handling and escalation processes.

• Manage the suspicious activity reporting process, ensuring full compliance with the requirements of the Argentine Financial Intelligence Unit (FIU).

Act as the primary point of contact with regulatory authorities and supervisory bodies, maintaining proactive and constructive relationships.

Lead regulatory inspections and audits from start to finish, including preparation, coordination of internal stakeholders, responses to findings, and remediation follow-up.

Proactively monitor and communicate regulatory developments and changes in Argentina, ensuring timely dissemination to internal teams and relevant stakeholders.

Design and propose customized AML transaction monitoring scenarios tailored to the risk profile of customers operating in Argentina.

Define and propose KYC onboarding requirements and controls aligned with local regulations and risk-based standards.

Establish and monitor the risk appetite for payment processing activities, including defining thresholds and controls for alert monitoring.

Collaborate with internal teams to develop and refine transactional monitoring rules and financial crime controls.

Maintain and contribute to the company’s compliance obligations repository, ensuring completeness and regulatory accuracy.

Prepare, review, and maintain AML/CTF policies and procedures, ensuring they remain aligned with regulatory guidance and internal governance frameworks.

Incorporate guidelines, best practices, and communications issued by the FIU into internal controls, processes, and training programmes.

Serve as the key liaison between local management (Board of Directors) and Group Compliance/management, ensuring alignment between local regulatory expectations and group strategy.

Own and manage relationships with local banking partners and financial institutions, ensuring compliance expectations are met and maintained.

Inform directors, managers, employees, and collaborators about changes in Argentine AML/CTF/CPF regulations and their operational impact.

Advise teams across the organization on compliance matters, regulatory expectations, and financial crime risk mitigation best practices.

Prepare thematic reports and periodic compliance reporting, both internally and for regulatory or external stakeholders, where required.

Develop, implement, and maintain the financial crime compliance training programme, ensuring appropriate coverage and recordkeeping of completion rates.

Promote a strong risk-aware culture across the organization and ensure adherence to internal control practices.

Monitor risk identification and assessment across company processes, including tracking and resolution of compliance incidents.

Follow up on recommendations and remediation actions stemming from internal audits, regulatory inspections, and control reviews.

Bachelor’s degree in Law, Business, Finance, Accounting, or a related field, or equivalent professional experience.

5+ years of experience in Financial Crime Compliance, including AML, Transaction Monitoring, Sanctions Screening, and KYC, ideally within fintech or financial services.

2+ years of experience in a senior compliance role, preferably acting as Compliance Officer, MLRO, or equivalent.

Demonstrated experience interacting with regulators and supervisory authorities, including managing Suspicious Activity Reports (SARs).

Proven experience leading regulatory audits or inspections and managing remediation processes.

Strong technical understanding of AML/CTF risk assessments and financial crime control frameworks.

Solid knowledge of the Argentine financial crime regulatory landscape and FIU expectations.

Experience designing transaction monitoring scenarios and risk-based KYC onboarding frameworks.

Strong stakeholder management skills with the ability to engage effectively with regulators, senior management, and banking partners.

Experience working in dynamic, high-growth environments, ideally within fintech or digital payments.

Excellent written and verbal communication and presentation skills.

Fluent in English (Spanish strongly preferred/required depending on context).

Strong organizational and prioritization skills, with the ability to manage multiple initiatives simultaneously.