Business Analyst II

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together. 

• Drive insights that influence business strategy—not just report on data
• Identify root causes behind performance trends and recommend actions that improve outcomes
• Build and evolve core metrics, dashboards, and analyses that shape decision-making
• Partner with product, operations, and leadership to turn data into clear direction
• Take ownership of ambiguous problems and push them toward structured, actionable solutions

• 3+ years in a data-focused role (analytics, BI, consulting, finance, etc.)
• Strong analytical thinker who can go beyond tasks to drive strategy
• Comfortable working with SQL to explore and analyze data
• Able to communicate insights clearly and influence cross-functional stakeholders
• Self-starter mindset—you don’t wait for direction, you create it

• Experience with forecasting or modeling
• Python or R experience
• Fintech or financial services exposure

• This role will be based in the US.

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

• Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
• Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
• Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
• Lead Together: Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move forward as a team.
• Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.