Credit Analyst

Being a traditional bank just isn’t our thing. At EQB Inc., we challenge ourselves to think differently and build innovative financial solutions that better serve Canadians. 

We do this by bringing together a talented team of curious, agile thinkers who aren’t afraid to challenge the status quo. If you’re passionate about redefining the future of banking—while having fun and making a real impact—this could be your next big opportunity. 

Today, EQB serves more than 800,000 Canadians through Equitable Bank, Canada’s Challenger Bank™, and has been operating for over 50 years. Through our wholly owned subsidiaries, including Concentra Bank, we support credit unions across the country serving more than six million members. Together, we manage over $142 billion in assets under management and administration, with a clear mandate to drive meaningful change in Canadian banking. 

Our digital platform, EQ Bank, has been recognized as one of the top banks in Canada on the Forbes World’s Best Banks list every year since 2021—an endorsement of our customer-first, innovation-driven approach. 

 

This position is being recruited by EQB on behalf of our wholly owned subsidiary, Bennington Financial Corp.  Bennington Financial Corp plays a critical role within EQB’s ecosystem, specializing in commercial equipment financing and leasing. It extends EQB’s reach beyond traditional banking into a highly specialized and fast-growing segment of the financial services landscape. 

Joining Bennington means:  Being part of the EQB family, with the stability, scale, and purpose of a leading Canadian challenger bank, Working within a specialized, entrepreneurial business where your contributions are highly visible and impactful, Supporting a business that operates at the intersection of bank-grade governance and commercial finance agility, Helping shape compliance, risk, and operational excellence in a business that directly enables Canadian companies to grow 

This role offers the best of both worlds: the backing, resources, and long-term vision of EQB, combined with the pace, ownership, and influence that comes from working within a focused subsidiary like Bennington.  If you’re looking for an opportunity where your expertise matters, your voice is heard, and your work directly supports both innovation and growth—Bennington Financial Corp, powered by EQB, is a compelling place to build your next chapter!

 

This full-time position reports to the Manager of Credit. The candidate will be responsible for mid-ticket credit adjudication ($50,000-$100,000), and making recommendations regarding deal acceptance, pricing and deal structure. The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to approvals, negotiating/explaining rates, explaining processes and as well as specific terms to ensure deals close and Bennington’s best interests are achieved. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by the Bennington senior management team.