Financial Product Analyst / Associate

Singapore·SingaporeFull-time

Data AnalystData

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Quick Summary

Overview

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam,

Technical Tools

Data AnalystData

Responsibilities

~1 min read

Own and maintain the end-to-end product lifecycle across the full loan journey — from customer onboarding through to settlement
Proactively identify process gaps and inefficiencies, and drive structured, scalable solutions independently
Lead integration of AI-enabled tools to automate and streamline loan processing tasks
Own the product playbook and continuously improve it to deliver a best-in-class customer experience
Step in and execute ad-hoc operational tasks hands-on when business needs arise

Independently analyse market trends, customer feedback, and competitor offerings to surface growth opportunities and inform product direction
Own product metrics and dashboards — translate data into commercially actionable insights for stakeholders
Query performance data from our data warehouse and build visualisations that support structured product narratives
Drive data-informed recommendations that improve conversion, retention, and product economics

Develop working familiarity with how product decisions impact the top and bottom line
Collaborate with cross-functional stakeholders — Sales, Credit, Risk, Engineering, Marketing, Legal, Compliance — to move product initiatives forward
Build understanding of regulatory requirements (AML, KYC, PDPA) and their implications for product design in financial services

Requirements

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Bachelor's degree in Business, Finance, Accounting, Economics, Analytics, or a related field
2+ years of experience in banking, fintech, consulting, product management, or data analytics. Fresh graduates that are keen to embark on a career in FinTech are also welcome
Strong analytical thinking and structured problem-solving — you can break down ambiguous problems and communicate findings clearly
Comfortable working with data independently — proficiency in Excel and SQL is a must; Python or BI tools (e.g. Power BI, Tableau) is a strong plus
Comfortable using AI tools in day-to-day work (e.g. Claude, Gemini, etc) — we are an AI-first team
Strong written communication — ability to articulate problems, frame insights, and influence stakeholders through structured thinking
Proven ability to work independently, manage competing priorities, and deliver without close supervision

What We Offer

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✓Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.

✓Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.

✓Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.

✓Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.

✓Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity