Senior Product Manager

About Kuunda 

Kuunda is a B2B embedded digital financial company that provides liquidity to the informal sector through digital infrastructure and advanced decisioning models. We specialize in real-time, transaction-based lending solutions that support sustainable economic productivity. Our work enables agent networks, small businesses, and consumers to access financing products and services that drive growth and resilience. 

Role Purpose 

This role owns all consumer lending products across Kuunda and is directly accountable for revenue performance, growth, and product health. Consumer products are the company’s highest-revenue portfolio and this role sits at the center of decision-making across product, risk, commercial, and operations. 

The role is product-led but performance-driven. You will set direction, make hard trade-offs, diagnose problems fast, and move markets forward with conviction. You are expected to think commercially, act analytically, and execute decisively in a high-pace scale-up environment operating across multiple African markets. 

This is not a delivery PM role. It is a product owner with a performance mandate. 

What You Will Own

• End-to-end ownership of all consumer lending products across markets 
• Revenue growth, product economics, portfolio health and product sustainability 
• Product strategy, prioritization and roadmap decisions for consumer lending 
• Translation of market, data and risk signals into product actions 
• Clear go or no-go decisions on launches, pricing, rules and enhancements 

Core Responsibilities 

Product Ownership & Strategy 

• Own the consumer lending product suite across all partners and markets 

• Define product strategy, positioning, and differentiation by market 

• Drive prioritization decisions based on data, revenue impact and risk 

• Translate technical and risk constraints into clear business requirements 

Performance & Analytics 

• Own key metrics including growth, revenue, default, utilization and retention 

• Use data to diagnose performance issues and act quickly 

• Make analytically backed decisions under pressure 

• Work closely with data, risk and finance teams to ensure new product designs are strong revenue generators and existing product grow in line with forecasted growth targets 

Commercial & Liquidity Problem-Solving 

• Design product responses to liquidity constraints across African markets 

• Shape pricing, fees and rules to balance growth and portfolio quality 

• Support partner discussions with clear commercial and market knowledge reasoning 

• Understand and influence product economics end-to-end 

Execution in a Scale-Up Environment 

• Operate comfortably in ambiguity with limited process 

• Solve problems on the spot without waiting for perfect information 

• Move fast while maintaining product discipline 

• Work cross-functionally with Tech, Ops, Risk and Commercial teams 

Market & Partner Engagement 

• Engage directly with partners, operators and internal stakeholders 

• Travel regularly across markets to understand on-the-ground realities 

• Bring market insight back into product and performance decisions 

Who You Are:

Strong analytical skills with confidence in daily data use; research‑driven and commercially minded

Thrives in high‑pressure environments, making clear, decisive decisions and standing by them

Tackles complex, real‑world problems with practical solutions, energized by growth and scale

Communicates technical issues in clear, accessible business language

 

Experience & Track Record 

• Senior product management experience in fintech, lending, mobile money or financial services 

• Direct ownership of revenue-generating products 

• Experience working in scale-ups or fast-growing environments 

• Exposure to multi-market or emerging market operations 

• Proven history of shipping, scaling and improving products 

• Clear track record of achievement, progression and impact 

• Experience hiring, mentoring or building strong teams is a plus 

 

What Success Looks Like 

• Consumer products grow sustainably across markets 

• Product decisions are faster, clearer and data-led 

• Portfolio performance improves through better product design 

• Teams have clarity and confidence in product direction 

• Partners see Kuunda as commercially sharp and execution-strong 

Bonus  

• Has worked in lending as a service business. 

• Speaks French 

What You’ll Get From Us 

We’re a team of independent-minded people with diverse skills and shared purpose. Our culture of collaboration and resilience allows us to amplify each other’s strengths and create meaningful change. 

We offer: 

• Competitive salary and performance-based bonus. 

• Professional development and career growth opportunities. 

• Flexible work arrangements and an inclusive culture. 
• An exciting environment at the forefront of fintech innovation.