Deputy BSA Officer, Financial Crime Compliance & Risk

As Marqeta’s Deputy BSA Officer, Financial Crime Compliance & Risk you will play a pivotal role in leading Financial Crime Compliance oversight of Marqeta’s Card and Financial Services Products.  This individual will be responsible for creating and executing strategies to mitigate financial crime risk within Marqeta’s ecosystem and customer base. 

This is a highly cross-functional SME role that requires strong partnership, technical and interpersonal skills. The successful candidate will bring a global perspective and knowledge of anti-money laundering, sanctions, fraud and anti-corruption laws in the US, Canada and European Union. The successful candidate will have a strong background in financial services and significant prior experience with policy creation, strategy, risk assessment and financial services products. Prior experience as a BSA Officer, CAMLO or MLRO within the EU is highly preferred.

This individual will partner closely with our Risk Product, Legal, Compliance, Bank Partnership Team and other cross-functional teams to define, implement and optimize anti-money laundering and sanctions best practices globally.

We work Flexible First. This role can be performed remotely anywhere within the United States or from our Oakland office. We’d love for you to join us!

• Thought Leadership and Vision: Support and influence the creation of a best in class, global Financial Crime Compliance Operation. 
• Financial Crime Compliance Risk Assessment:: Develop and implement a comprehensive financial crime risk assessment for all products, services and constructs for our card programs. Leverage strong quantitative, critical thinking, and communication skills in developing, owning and executing a sound risk management framework.  
• Performance Monitoring and Reporting: Create and Implement robust reporting mechanisms to track compliance and program maturity through key performance indicators (KPIs), key risk indicators (KRIs), operational metrics and industry benchmarks.
• Administration & Program Maturity: Assists the BSA Officer and Global MLRO in the administration and execution of the global financial crime compliance program. Conducts periodic risk assessments, refines methodologies and ensures control frameworks are appropriately identifying and mitigating risk. 
• Relationship Management: Responsible for branding and building relationships with bank partners, compliance counterparts externally and internally. Serves as Lead in connecting the Marqetan community to Compliance initiatives and strategy.

• 13+ years of relevant experience with a Bachelor's degree in Law, Economics, Business Administration, or Social Sciences or related field; advanced degree preferred with prior experience at a Federal Regulator or top Consulting Firm a strong plus.  
• 10+ years of experience in risk management (Strategy, Product, Policy, Legal or Operations), preferably in the financial services or fintech industry, with a track record of progressive leadership and advancement.  Card Issuing risk management experience preferred including Strategy and Governance.  
• 8+ years experience managing people in a highly matrixed global environment.
• Expert knowledge of federal laws, rules and regulations including AML/BSA, Proceeds of Crime (ML) and Terrorist Financing Act (PCMLTFA), EU AML Directives, FATF, EEAS (Sanctions), GLBA, and European Public Prosecutor’s Office (EPPO)(Fraud).
• Prior experience translating strategic objectives into actionable plans at scale.
• Deep expertise in risk principles, methodologies, and regulatory requirements, with a focus on card risk management practices, card issuance and payments.
• Excellent problem solver, critical thinker, disciplined attention to detail.
• Sound judgment, strategic thinking, and the ability to make informed decisions in a fast-paced, dynamic environment. 
• Skilled in building and maintaining industry relationships to keep abreast of developments in the fraud space.  You are familiar with the latest trends in the space, and development in the domain. 
• Strong analytical skills and proficiency in statistical modeling, data analysis, and risk assessment techniques. 
• Excellent communication, presentation, and interpersonal skills, with the ability to influence and collaborate effectively across diverse stakeholder groups.
• Proven track record of effective cross functional collaboration and leadership and fostering a culture of high performance and operational excellence.
• Ability to work independently in a remote environment.

• Thai Trower, Vice President, Financial Crime Compliance 

• Application Submission
• Recruiter phone call
• Hiring manager video call
• Virtual “Onsite” consisting of 4-5, 45 min calls
• Offer!