Large Loss Adjuster - Charleston, WV

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps. Unless specifically stated otherwise, this role is "On-Site" at the location detailed in the job post.

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. 


Job Description

The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals. The individual grants settlement authority on the most complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, approving requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs.



We are seeking an experienced Large Loss Adjuster to join our team. This position handles high-severity claims involving policy limits of 250/500 and above. The ideal candidate will have extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000. Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.

Key Responsibilities

• Reviews and provides approval on cases which the MCO plans to take to trial

• Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction

• May serve as specialist and subject matter expert on projects as needed

• Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings

• Reviews cases to determine if CWP is appropriate given gross tort value exposure

• Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed

• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases

• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities
• This job does not have supervisory duties.

 

Additional Qualifications/Responsibilities

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Skills

Automobile Liability, Bodily Injury Claims, Client Counseling, Complex Claims, Complex Litigation, Conflict Management, General Liability Claims, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claims Investigations, Large Loss Claims, Liability Insurance, Litigation, Negotiation, Strategic Thinking, Tort Liability, Torts

 

Compensation

Compensation offered for this role is 98,100.00 – 167,850.00 annually and is based on experience and qualifications.